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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.81 (9303 reviews)

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4.81

Based on 9,303 reviews, last reviewed 4th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, well presented Very good interest on most ISAs. Easy to apply, easy to view progress. Not advertised that only on type of cash ISA is available. Reviewed on: 4th September 2026

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Awards

Best lifetime ISA provider 2026

Awarded to Lifetime ISA (LISA) provider rated highest in UK customer reviews.

Moneybox app Lifetime ISA reviews (9303)

Very user friendly online banking app

I’m currently saving for a first house and wanted somewhere safe to put my money with an easy method of sending money accross etc. The lifetime isa account on the Moneybox app is great and I highly recommend. Reviewed on: 8th February 2023

User friendly

Very easy to download the app and to create an account with Moneybox. I have recommended Moneybox with two of my friends and they have opened LISA with me. Reviewed on: 8th February 2023

Game changer for first time buyers

As a potential first time buyer, this saver account has really been a game changer in allowing me to save to buy a home. It's really simple to use and is a much better return on investment than any other type of ISA account. Reviewed on: 8th February 2023

Great, easy, efficient

Best bank to provide useful information about buying a home and encouraging to save towards first home. Very easy to use, helpful and over all great. Reviewed on: 8th February 2023

Intuitive, easy savings

Moneybox is a simple way to get saving, with an intuitive interface & responsive staff on hand to help should you need it. Reviewed on: 8th February 2023

Loved using Moneybox for our LISAs

My partner and I both used Moneybox LISAs to buy our first home and the process was brilliant. I would highly recommend them to anyone. Reviewed on: 8th February 2023

Amazing

Never had a issue and easy to use, like it’s not even there Reviewed on: 8th February 2023

Simple LISA With Good Interest

The app is incredibly easy to use, and has lots of info and guidance on investing and the lifetime ISA. The interest rate has been well managed throughout a troublesome financial year. Would highly recommend! Reviewed on: 8th February 2023

Transparent and easy to use!

Very easy to access and use, I was able to track how my ISA is doing on daily basis and change amounts easily. Also the withdrawal process was fairly straightforward and there was no issues with accessing the funds! Reviewed on: 8th February 2023

Excellent

Excellent. Can’t fault the app or service. Reviewed on: 8th February 2023

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