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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.94 (9291 reviews)

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4.94

Based on 9,291 reviews, last reviewed 3rd May 2026

41100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use with a guaranteed return. Easy to use with a guaranteed return. Reviewed on: 3rd May 2026

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026

Read all reviews See your review

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9291)

Review of the Moneybox app, Lifetime ISA:

The best savings app I have ever used

I LOVE the Moneybox app. Not only does it look great, it's super easy to use too. Using the Moneybox has enabled me to save in ways I would never have thought of. The round ups are one of my favourite features - I always use the Super round ups to save that little bit extra per transaction, a you barely notice it coming out of your debit card balance. It's just so convenient and so innovative. I am using my Lifetime ISA to save to buy my first home and quite honestly, I wouldn't be as close to my savings target if it weren't for Moneybox. I like to think I was a good saver before I opened my Moneybox account, but I really wasn't!! I have recommended this app to so many of my family and friends who are now using it too. I honestly would be stuck without it! Thank you Moneybox for being so reliable, providing me with all the tools I need, from learning and stocks and shares, to having access to speak with mortgage advisers - the Moneybox app really is GENIUS!! Reviewed on: 8th February 2023

So easy to operate and reward yourself!

A great application! So easy to operate and reward yourself. So excited to be able to safe money so easy and looking forward buying my first property! Reviewed on: 1st April 2022

Brilliant way to save

I set up a LISA to help save towards retirement. The app is super easy to use - you can set up for money to be taken out every month automatically which is convenient and good for me as I can be forgetful! I like that you can see your payments and what's coming up, a breakdown of your bonus, and that you can round up your transactions to add a little extra each week if you want. I like the pension calculator as it helps me ensure that I'm on track for the lifestyle that I want. Their customer service are speedy, professional, and helpful. I love the articles that breakdown all the jargon around savings. I also really like that there's a high penalty for withdrawing money before 60 as it stops me from being tempted to withdraw funds like I have been with my cash ISA. Reviewed on: 1st April 2022

Highly user friendly

A very brilliant user friendly finance app that's very helpful in planning and saving towards mortgage and retirement. Reviewed on: 1st April 2022

Fab

I really love the moneybox app! It it so easy to use and clear. I can see exactly where my money is, how much interest I have and where my money will be in the future! Just fantastic! Reviewed on: 1st April 2022

An amazing app that has offered me the opportunity to save for a mortgage.

Moneybox is an easy app to use and offers a range of different accounts for several different things, I chose the lifetime ISA as i wanted to prepare for my future. Reviewed on: 1st April 2022

Great product and service

The moneybox app is very easy to use and customer service is quick. Would recommend to family + friends Reviewed on: 1st April 2022

Amazing

I love how easy Moneybox is to use. Also the way they explain everything so clearly so if I don’t understand something they will have explained it somewhere! I recommended it to my friends and family Reviewed on: 1st April 2022

Best Fintech App out there

The moneybox app is a Great! App for millennials who are looking for means to simply invest their money hard earn money but with little understanding of how the field of investment works. It does all the hardwork/thinking for you, all you got to do is decide your tolerance level to risk. I used their LISA to quickly and easily save and grow my deposit for my first home purchase, I am now a proudly first time Home Owner. Reviewed on: 1st April 2022

I am addicted!

I am absolutely addicted to checking the ups and occasional downs of my moneybox lifetime ISA, and find the process of banking with Moneybox highly rewarding. I find looking at my savings progress gives me a daily serotonin hit, as it is so satisfying. The app is simplicity at its best and the user experience is intuitive. Whenever I need help, leaving a message in the chat function is seamless and hassle-free. I use the app to steadily increase my house deposit fund, as well as a small stocks and shares ISA for rounding-up my everyday spending. Amalgamating previous pension pots was also a breeze and being able to see this at a glance is reassuring. I regularly recommended moneybox to my friends who sought to keep spare money somewhere over the course of the pandemic. Reviewed on: 1st April 2022

Saving made Simple

I love the notices that keep you on track for your goals and help you save as much as possible to max out the LISA bonus which I actually did this year thanks to their reminders. Reviewed on: 1st April 2022

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