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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.94 (9291 reviews)

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4.94

Based on 9,291 reviews, last reviewed 3rd May 2026

41100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use with a guaranteed return. Easy to use with a guaranteed return. Reviewed on: 3rd May 2026

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026

Read all reviews See your review

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9291)

Review of the Moneybox app, Lifetime ISA:

The best savings app I have ever used

I LOVE the Moneybox app. Not only does it look great, it's super easy to use too. Using the Moneybox has enabled me to save in ways I would never have thought of. The round ups are one of my favourite features - I always use the Super round ups to save that little bit extra per transaction, a you barely notice it coming out of your debit card balance. It's just so convenient and so innovative. I am using my Lifetime ISA to save to buy my first home and quite honestly, I wouldn't be as close to my savings target if it weren't for Moneybox. I like to think I was a good saver before I opened my Moneybox account, but I really wasn't!! I have recommended this app to so many of my family and friends who are now using it too. I honestly would be stuck without it! Thank you Moneybox for being so reliable, providing me with all the tools I need, from learning and stocks and shares, to having access to speak with mortgage advisers - the Moneybox app really is GENIUS!! Reviewed on: 8th February 2023

Easy to use

I was initially apprehensive about putting my savings into a lifetime isa that was app only. However if I have needed any help it’s so easy to chat to an advisor through the app and they have been so helpful and prompt to reply each time. I would highly recommend Moneybox to anyone who is looking to open a lifetime ISA. Reviewed on: 25th March 2021

Moneybox makes saving easy

This app was the first app to help me save and get me on the way to saving for my first home Reviewed on: 24th March 2021

Easy to understand, educates and encourages.

The Moneybox app is very easy to use and with all the advice they give in monthly newsletters, and occasional tips as well as an information page it really does educate people on their options and the best way for them to save their money. They are completely transparent and detail exactly what each account does and why it would be useful. With it being on the app platform it is more accessible for the younger generation who maybe need more encouragement to save and if they start to save earlier in their life will benefit them in the llong run. The lifetime ISA is probbaly the most valuable account I have seen, allowing people the option ot buy their first home. The explanaation they give for the stocks and shares ISA also educates people in the stock market and that the idea is not for cold and fast cahs but to leave your investment and watch it grow. It teaches patience and allows people to more safely invest their money. Overall I would say that Moneybox is pioneering the way fro banking and investment. It is easy to use, easily accesible and educates and supports. It makes savings and investment seem easy and is appropriate for all experience levels and skill sets. Reviewed on: 15th March 2021

Brilliant app

It’s great that the government gives you the bonus on top of what you save. It’s also great that you do get penalised if you take money out as it makes you save for your ultimate goal. Mine being to eventually buy a house. It’s easy to use and easy to understand Reviewed on: 13th March 2021

Clear, app-based savings account

Easy to use, simple graphics, all the info in one place, app based. Reviewed on: 12th March 2021

Lifetime ISA helped me start saving

Was very easy to set up and get started, and simple to make deposits monthly. Very good product. Reviewed on: 11th March 2021

Help with life savings

I'd always struggled to put cash away until I came across this app. It's helped me massively and I am now seeing savings weekly, I didn't think was possible. Thanks a bunch! Reviewed on: 11th March 2021

Moneybox LISA; smart, easy and quick

I was on the lookout for an Lifetime ISA which I could forget about but which didn't forget me. I like being able to check in with the interest at a touch of a button as well as looking in on the rest of my investments. It's a no-brainer if you're looking for a LISA. Reviewed on: 11th March 2021

Makes saving so easy!

I’m determined to saving up for a house deposit as soon as I can and with Moneybox, I’ve already managed to save so much with just small weekly payments. The design of the app makes it really easy to see how much you’ve saved and it has special features such as one which tells you how much you need to put in per week to save a certain amount in a certain amount of time. I highly recommend for a cash lifetime ISA! Reviewed on: 11th March 2021

Easy to use app

I was a bit sceptical at first that I was opening something purely through an app but it’s been perfectly easy to use and self-explanetry. Reviewed on: 10th March 2021

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