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Moneybox app: Lifetime ISA reviews

4.81
Based on 9,299 reviews, last reviewed 16th Jun 2026
702% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Works great and very easy to set up and monitor. Works great and very easy to set up and monitor. Used for my deposit and now saving for retirement. Reviewed on: 16th June 2026
Miah91's avatar
Miah91

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (9299)

Very quick and simple.

5
Very quick and simple. Shows your progress and very informative Reviewed on: 19th April 2026

Finally feeling good and in control of my money

5
I’ve been using Moneybox Lifetime ISA and honestly it’s made saving for a house feel so much more achievable. The app is incredibly easy to use, which makes staying consistent with saving feel effortless rather than overwhelming. I love how engaging it is, it actually motivates me to keep putting money away, and seeing my savings grow (especially with the government bonus) is such a great feeling. It’s taken something that used to stress me out and turned it into a really positive habit. If you’re trying to save for your first home, I’d definitely recommend it! Reviewed on: 19th April 2026

Started when I was 18 put a pound in and then deposi...

5
Started when I was 18 put a pound in and then deposited £4k to get the extra £1k on top and at my 3rd tax year now just gotta wait a month before it hits my bank and I would have saved 3k extra towards my house . Reviewed on: 19th April 2026

The best way to actually save money for the future

5
Moneybox has been so useful to make me save towards my first house. You don’t have to wait until the end of the tax year to receive the government bonus, it gets deposited so quickly. Depositing is so easy and the opportunity for friends and family to transfer to the LISA is super useful as gifted money has to be declared. I have been so happy with the interest earnt on the LISA as well. I would reccomend Moneybox to everyone and I have done since opening my account which was quick and simple. Reviewed on: 19th April 2026

Always helpful and responsive.

5
Always helpful and responsive. Regular emails and tips around building wealth. I would recommend Moneybox for anyone. Reviewed on: 19th April 2026

App is easy to use, account was easy to set up and c...

5
App is easy to use, account was easy to set up and contributions easy to manage Reviewed on: 19th April 2026

Very easy to use and understand.

5
Very easy to use and understand. Great you can add a partner and see how you are saving towards your goal. Reviewed on: 19th April 2026

Move Money feature

1
Move Money feature that let's you transfer from Cash ISA to LISA was disabled for quite a number of days before the end of tax year. This meant I lost out on the LISA bonus for the last tax year, costing me £1000. Reviewed on: 19th April 2026

My journey with Moneybox was amazing, I was able to...

5
My journey with Moneybox was amazing, I was able to save enough money over the last 3 years to buy my first home. I have recommended Moneybox to my friends, some of them have joined Moneybox LISA, and enjoying the benefit from it. Reviewed on: 19th April 2026

Brilliant ISA

5
Moneybox is a brilliant way of saving for a first mortgage. It’s great you can see your money go up, not just when you personally add money but also when you receive the bonus from the government. It keeps you motivated and excited to add more to the pot. Reviewed on: 19th April 2026

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