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Moneybox app: Savings accounts reviews

4.94
Based on 956 reviews, last reviewed 5th Mar 2026
2200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Money box has helped me save money and be able to sa... Money box has helped me save money and be able to save for a house, would absolutely recommend to a friend Reviewed on: 5th March 2026
Oliver Rolls's avatar
Oliver Rolls

Latest lowest rating:

1

Slow moving money takes an eternity... very slow to deposit and withdraw investments Reviewed on: 27th March 2023
Steve's avatar
Steve

About this product

Moneybox offer a range of savings accounts.

The Moneybox Simple Saver account can be opened with £1 and you can make withdrawals with one day notice. Moneybox also offer a 32-day notice or 95-day notice account. You can deposit up to £85,000 in any of the Moneybox savings accounts and there’s no account fees or charges.

Moneybox savings account reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Savings accounts reviews (956)

Review of the Moneybox app, Savings accounts:

Good app and savings deposit rates

4
Good app and savings deposit rates Reviewed on: 3rd March 2025

Overall good app

5
Good app, helpful people working for you. Never had any issues Reviewed on: 8th February 2023

Money I can forget about

5
I love that it rounds money up all months and also allows me to set up money withdrawals depending on my finances ! I try not to look then get a nice surprise when I see how much and how fast it builds with no thought Reviewed on: 8th February 2023

Masters of money!

5
I was needing to save to pay for my wedding later this year! Moneybox offered some excellent accounts! The 1 I chose was the 95 notice it’s easy to use and handy as you can’t dip into it. I am getting very good interest on my savings too which obviously helps! Overall a excellent company offering a excellent service with even better staff! Thank u all and will be in touch soon to sort a lifetime ISA. Reviewed on: 8th February 2023

Easy to navigate through the website

5
I have three saving accounts with moneybox with very competitive interest rates. I have recommended moneybox to my friends & family. Reviewed on: 8th February 2023

Easy!

5
Love how easy it is to set up and connect to your bank account. You can round up your payments and opt for monthly standing charges and you find you’ve saved more than you expected! Unfortunately I do have to take it out each month but it really helps with that last week before pay day and if I need any essentials. Feel a lot less stressed having this app. Reviewed on: 8th February 2023

Excellent savings account

5
Great savings account, good and fair interest rates! Easy to release money if needed Reviewed on: 8th February 2023

Easy Saving

5
Moneybox has easily enabled me to SAVE effortlessly with the round ups and small direct debt amounts I would never have achieved this with an usual bank provider- Thank You Fabulous Money Box! Reviewed on: 8th February 2023

Best Savings Account

5
Moneybox helps you keep on top of your savings, it helps that you can put a payday bonus and then round up any extra pennies that you’ve saved that week so you don’t even realise you’re saving!! You can even if you’re struggling cancel the payment to come out, couldn’t recommend it enough Reviewed on: 8th February 2023

Ease of use and flexibility

5
Very happy to be able to build up savings pot without doing anything. Very flexible and easy to use . Sensitive to interest rate changes and offers different ways of growing saving pots Reviewed on: 8th February 2023

Amazing range of ways to save!

5
I joined Moneybox about 2 years ago, after becoming disillusioned with my traditional ISA accounts with paltry interest rates from a building society. So glad I discovered the Lifetime ISA, as government top up of 25% is such a good bonus on top. Was then offered the Reward savings acccount, to let me save with incredible interest rates and the option of withdrawing money if I really needed to, with the caveat that it’s a once a month thing. Good if you plan ahead like I did for a holiday. Only had to use the in-app chat with a customer service rep once, but they answered my question promptly and explained things in an easy to understand way. Overall I highly recommend the app, as I’m sure you’ll find a savings account that suits your needs. Definitely the Lifetime ISA if you’re saving up as a first time home buyer. Reviewed on: 8th February 2023