Monzo reviews
Wondering how this rating works?
This score is generated using our own unique scoring method. It combines the 1-5 star ratings left by verified reviewers, when those reviews were submitted and other meaningful data from the reviews.
Across our website, we use the same consistent method and scores which update in real time as new reviews come in.
Monzo reviews
Verified businesses always have up to date contact details and can respond to reviews.
What is this award?
The British bank awards recognise outstanding UK financial services providers based entirely on customer feedback. Winners are determined through verified customer reviews and must meet minimum participation thresholds, ensuring recognition reflects genuine customer experiences.
This company has won:
- Best current account provider 2026
- Best British bank 2026
- Best children's financial provider 2026
- Best British bank 2025
- Best banking app 2025
- Best children's financial provider 2025
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Offers exclusive rewards and discounts to customers
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Fully digital service with no in-person branches
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FCA approved and regulated
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Manage your account or policy via an app or website
Review summary
People rate this company as Excellent based on 27,263 product reviews
Wondering how this rating works?
This score is generated using our own unique scoring method. It combines the 1-5 star ratings left by verified reviewers, when those reviews were submitted and other meaningful data from the reviews.
Across our website, we use the same consistent method and scores which update in real time as new reviews come in.
Monzo’s app is widely loved for being easy to use, packed with handy features like savings pots, budgeting tools, and flexible payment options. Many find the Flex Purchase credit card a brilliant way to manage payments with clear terms and no hidden fees. However, frustrations run high around customer service, especially when dealing with account freezes, fraud, or urgent issues, leaving some feeling unsupported and stuck without access to their money.
Positive themes
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Monzo’s app is super easy to use and packed with great features for managing money. (36 mentions)
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Monzo Flex Purchase credit card offers great flexibility and clear payment options. (26 mentions)
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Monzo’s customer service is often praised for being helpful and quick to respond. (8 mentions)
Negative themes
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Monzo’s customer service can be slow or unhelpful when urgent issues arise. (6 mentions)
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Account freezes and closures without clear explanation cause major frustration. (5 mentions)