So far, I have not come across a bank account that allows me to have such control over my spending, when money is coming in... So far, I have not come across a bank account that allows me to have such control over my spending, when money is coming in and out, and alerting me to upcoming bills. I have a second account with a high street bank and never have any idea when money is going in or out but, with Monzo, I always have full oversight and control which helps me manage my budget so much better. Read more Read less

Got nothing but praise for this bank. Great perks to banking with them and everything is quick and efficient.

Very bad service full stop . To the point that relying on high street lenders have more features and service that people with disabilities should... Very bad service full stop . To the point that relying on high street lenders have more features and service that people with disabilities should consider first . As Monzo doesn’t do realisable adjustment for customers Read more Read less

I had a terrible experience with my traditional bank when I had my wallet stolen. I couldn't get any service from my previous bank and... I had a terrible experience with my traditional bank when I had my wallet stolen. I couldn't get any service from my previous bank and was left with no access to my funds. I opened an account with Monzo and straightaway I had a new digital card that I could use from the beginning. The sign-up process was so simple and their UI is really good. I love all the additional features too, like tracking spending categories and trends. Read more Read less

Really really great bank, very handy getting paid a day early

They are fast and reliable.their ATM card gets to you when ordered for within rep days.customer service is top notch

Very accessible app and easy to move money around

Monzo has completely changed how I manage my money. The app is incredibly intuitive and makes budgeting feel simple rather than stressful. I love being... Monzo has completely changed how I manage my money. The app is incredibly intuitive and makes budgeting feel simple rather than stressful. I love being able to split my salary into different Pots for bills, savings, and spending – it’s helped me automate my finances and stay on top of my goals. The instant spending notifications and categorisation make it easy to see where my money is going, which has genuinely reduced impulsive spending. I also find Monzo great for everyday use and travel, with transparent fees and real-time balance updates. While it doesn’t have physical branches, the digital experience is so smooth that I’ve never missed them. Overall, Monzo is the best current account I’ve used for control, clarity, and financial wellbeing. Read more Read less

Every time I have had to use their customer service has been amazing. Also, managing everything on the app is great