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Monzo reviews

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Rated Excellent 4.92/5

Monzo reviews

Verified businesses always have up to date contact details and can respond to reviews.

Verified business
Last reviewed within 7 days
  • Offers exclusive rewards and discounts to customers
    Offers exclusive rewards and discounts to customers
  • Fully digital service with no in-person branches
    Fully digital service with no in-person branches
  • FCA approved and regulated
    FCA approved and regulated
  • Manage your account or policy via an app or website
    Manage your account or policy via an app or website

Review summary

People rate this company as Excellent based on 22,655 product reviews

Average score of 4.92/5
5 star
96%
4 star
3%
3 star
0%
2 star
0%
1 star
1%
Reviews for Monzo have trended positively over the past 90 days

Latest positive rating

5/5

It's been lovely to invest in the big companies thro...

It's been lovely to invest in the big companies through ETFs

{"display":"ISIAQ ADEAGBO","full_name":"ISIAQ ADEAGBO","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1312496.png"}}'s avatar
Investments
ISIAQ ADEAGBO 9th October 2025

Latest negative rating

1/5

Account Clouser

Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason... Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason as to why they were going to close my account! I asked for my data from the bank, and they informed me that it will take a month for them to get my information to me (this was back in July). We are now at the end of September 2025 and I have still not received my data from them. I have provided everything to them as asked to identify myself etc etc and they are still delaying for me to receive my data. It's like they don't want to give it me and are making up excuses! Every time I call them, I am talking to different team members and have to repeat my story multiple times too (even getting through to someone is a mission). The Monzo Customer Service is terrible!! Read more Read less

{"display":"Zenab","full_name":"Zenab","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Current Account
Zenab 26th September 2025

About Monzo

Monzo is a digital bank that offers a mobile app for managing money, budgeting and saving.

Monzo was founded in early 2015 with the mission to build the best bank in the world, challenging long-standing traditional banking formats. Now more than 10 million people manage their money and spend around the world through Monzo.

Monzo provide personal current accounts, savings, investments, pensions, credit cards, loans and business banking.

Monzo at a glance

Contact details

Social media

Reviews for Monzo

Showing 11 of 22655 company reviews Last reviewed within 7 days

It's been lovely to invest in the big companies thro...

Investments 9th October 2025

It's been lovely to invest in the big companies through ETFs

Rated Excellent 5/5
Read more product reviews

Simple and Easy

Investments 8th October 2025

Monzo make it easy to invest and save.

Rated Excellent 5/5
Read more product reviews
  • 5/5

    Great, simple, flexible, user friendly, customizable...

    Great, simple, flexible, user friendly, customizable and powerful service

    {"display":"R Kruger","full_name":"R Kruger","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Investments
    R Kruger 7th October 2025
  • 5/5

    My experience with Monzo has been brilliant honestly...

    My experience with Monzo has been brilliant honestly and I like the fact that it notifies me every time I use my Monzo card and... My experience with Monzo has been brilliant honestly and I like the fact that it notifies me every time I use my Monzo card and also when I get sent money, so I really do love Monzo Read more Read less

  • 5/5

    Good rewards and referals programs

    Good rewards and referals programs

    {"display":"Edvin Mars","full_name":"Edvin Mars","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1307564.png"}}'s avatar
    Investments
    Edvin Mars 30th September 2025
  • 5/5

    Very good and easy to use.

    Very good and easy to use. Great service

    {"display":"Mr Smokey","full_name":"Mr Smokey","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1306675.png"}}'s avatar
    Investments
    Mr Smokey 27th September 2025
  • 1/5

    Account Clouser

    Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason... Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason as to why they were going to close my account! I asked for my data from the bank, and they informed me that it will take a month for them to get my information to me (this was back in July). We are now at the end of September 2025 and I have still not received my data from them. I have provided everything to them as asked to identify myself etc etc and they are still delaying for me to receive my data. It's like they don't want to give it me and are making up excuses! Every time I call them, I am talking to different team members and have to repeat my story multiple times too (even getting through to someone is a mission). The Monzo Customer Service is terrible!! Read more Read less

    {"display":"Zenab","full_name":"Zenab","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Current Account
    Zenab 26th September 2025
  • 5/5

    So much easier to use and set up than other so calle...

    So much easier to use and set up than other so called main stream banks

    {"display":"P M","full_name":"P M","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1154308.png"}}'s avatar
    Investments
    P M 23rd September 2025
  • 5/5

    Amazing banks

    Monza is a great bank one of the best banks I have been with it is everything you need in one place online banking is... Monza is a great bank one of the best banks I have been with it is everything you need in one place online banking is brilliant from banking savings investments and pensions this is a brilliant bank love the investment I have had a decent return for the money I put in so far Read more Read less

    {"display":"Thomas","full_name":"Thomas","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Investments
    Thomas 23rd September 2025
  • 4/5

    Monzo one-stop-shop

    Monzo is rapidly evolving into a one stop shop for all banking needs. Weather your goal is to save or budget better, Monzo has the... Monzo is rapidly evolving into a one stop shop for all banking needs. Weather your goal is to save or budget better, Monzo has the tools for you and with Monzo investments you can pick between various funds and risk levels to suite your needs all within an easy to use app. Don’t worry about needing support, someone is always there within the app to help you should you get stuck! Read more Read less

    {"display":"Billy S","full_name":"Billy S","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Investments
    Billy S 22nd September 2025
  • 5/5

    I need tranfeer some money agency from virgin games...

    I need tranfeer some money agency from virgin games service advice Connect money but I need more connections repair sistems verifying project for my Work is done

    {"display":"Sibony J d paz god","full_name":"Sibony J d paz god","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Investments
    Sibony J d paz god 21st September 2025

    Products from Monzo

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