Smart Money People Logo

Monzo: Investments reviews

4.93
Based on 874 reviews, last reviewed 22nd Jan 2026
43% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic great rates and app is great and informative Fantastic great rates and app is great and informative Reviewed on: 22nd January 2026
Neil norris's avatar
Neil norris

Latest lowest rating:

2

Monzo Must Learn from These Regulatory Gaps I can confirm that my issue with Monzo’s Investment Pot feature has now been resolved — the feature is finally active again. However, this experience ... Read more Reviewed on: 5th November 2025
Tudor 's avatar
Tudor

About this product

Give your future money goals a head start with Monzo Investments. Pick from 3 ready-made investment options managed by experts. You can start with as little as £1 and even invest spare change from your spend too.

Monzo Investments reviews (874)

Review of the Monzo, Investments:

Set up without any prior knowledge, got a brilliant...

5
Set up without any prior knowledge, got a brilliant step by step process explaining the ways and how to set up and any queries I’ve had in the last year and a bit being with Monzo I’ve got help within no time at all and if I’m unsure about anything there’s explanations clearly on the Monzo bank app explaining everything Reviewed on: 9th March 2025

I liked it but I don't know if I benefited...

5
I liked it but I don't know if I benefited anything Reviewed on: 22nd April 2025

managed investments

5
super easy to get into investments and learn before encountering risk Reviewed on: 22nd April 2025

Love the investments feature I'm learning loads

5
Love the investments feature I'm learning loads Reviewed on: 18th April 2025

Great bank.

5
Great bank. Lovely customer service and straightforward app. Great user interface also. Reviewed on: 17th April 2025

The information provided was easy to follow and if I...

5
The information provided was easy to follow and if I had any enquiries customer services were excellent in handling the questions. Thank you Monzo for a great customer experience Reviewed on: 15th April 2025

Concise, clear explanations

5
Concise, clear explanations about where my money is going. Proactive communication when markets are volatile. Reviewed on: 14th April 2025

Great product for an investment newbie

5
I have 0% experience in investments, didn’t know how it worked or what I was doing. Then along came Monzo with Investments that I could dip my toe into. They clearly explained investments in 3 short videos that got straight to the point with no jargon. My app lets me track my investments, set up a reoccurring payment in, and recently when the performance started to dip they reached out to explain why. Reviewed on: 12th April 2025

Great service and care for customers

5
Great, they give recommendations and don't just let your bank accounts mature without telling you!Excellent service Reviewed on: 11th April 2025

Transparent investing

5
I started an investment account for the first time. The transparency has been great - you have to dig a little bit in the app so the fluctuations aren’t too obvious on the Home Screen, but when you do dig in, the messaging around keeping calm in dips has been really helpful to not panic. It really feels like Monzo have taken good care of my money Reviewed on: 11th April 2025

Making investment simple

5
Really easy to navigate the investment platform and track growth of portfolio Reviewed on: 10th April 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 2 reviews
    Monzo
  • Under 16s account

    from Monzo 4.95 from 410 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.95 from 2516 reviews
    Monzo
    View all products