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Monzo: Business Account reviews

4.91
Based on 1,757 reviews, last reviewed 10th Mar 2026
36400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Just very easy to use, with lots of helpful tools Just very easy to use, with lots of helpful tools Reviewed on: 10th March 2026
Matthew N's avatar
Matthew N

Latest lowest rating:

1

Horrible experience I regret opening an account with Monzo. They are unprofessional and don’t know what they are about. Frozen my account without giving any tangible resp... Read more Reviewed on: 1st January 2026
Anita Ntiamoah's avatar
Anita Ntiamoah

About this product

The Monzo business account reviews you’ll find on Smart Money People all come from people like you. On our site you’ll find hundreds of genuine reviews to help you decide whether Monzo is the right fit for your business.

Despite being a relative newcomer, more than 100,000 businesses use Monzo. It’s important to consider everything from usability, to interest rates, to charges when it comes to selecting a business account. Our Monzo business account reviews cover both free and pro accounts, as well as sharing details on important features, to help you understand how suitable it could be for you and your company.

If you’ve used Monzo before, why not leave a review to help other businesses. How quick was it to set up? How helpful was customer support, and was the app easy to use? Let other customers know about your experiences, and whether you’d recommend Monzo to other small businesses. It might also be useful to include details about what kind of account you took out and the features you’ve used most.

Smart Money People is the UK’s largest financial services review site. Our aim is to increase trust and transparency in financial services. Read or leave a Monzo business account review below.

Monzo Business Account reviews (1757)

Review of the Monzo, Business Account:

Modern Business Banking as it should be

5
Moving from HSBC to Monzo has been fantastic. Native integrations into Xero are great as a small business onwer, as is app-based access and Debit Cards for the whole team. It's great to feel like we're at the forefront of banking, rather than stuck in practices of the past. Reviewed on: 24th January 2022

Great system

5
Easy and simple to use. Help is readily available and when I require support I receive. Reviewed on: 18th January 2024

Excellent app.

5
Excellent app. easy to use good service and better than any other bank Reviewed on: 18th January 2024

I love monzo, it's is so clear and easy

5
I love monzo, it's is clear and keeps me informed of all payments current and pending Reviewed on: 18th January 2024

Amazing bank.

5
Amazing bank. Great, innovative service, always there Reviewed on: 18th January 2024

A down to earth bank that is so easy to use, brillia...

5
A down to earth bank that is so easy to use, brilliant app and works perfectly. Reviewed on: 18th January 2024

Very easy and modern banking

5
Very easy and modern banking. The best banking app I have used and thoroughly enjoy being able to get paid early! Reviewed on: 18th January 2024

Easy to use banking.

5
Easy to use banking. Efficient app and excellent customer service. I would highly recommend. Reviewed on: 18th January 2024

Excellent service

5
Excellent service and have been quick to respond or take calls when I have had any queries. Reviewed on: 18th January 2024

Perfect, easy to use and great value

5
Easy to set up, I love the use of the pots and how it sets tax money aside for me at the % of my choosing and very affordable. Customer services has been great as well when I’ve needed them. Reviewed on: 18th January 2024

Fantastic bank

5
Very easy to set up very easy to use amazing bank Reviewed on: 18th January 2024