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Monzo: Business account reviews

Name: Business account
Rating: 4.80 (2139 reviews)

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4.80

Based on 2,139 reviews, last reviewed 16th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

97%

2 star

Latest highest rating:

5

I love monzo and it’s been the easiest transition to... I love monzo and it’s been the easiest transition to move my business account to them Reviewed on: 20th April 2026

Latest lowest rating:

1

Witholding my funds. Extremely poor experience with Monzo Business. My business changed ownership and a new director was appointed. Monzo contacted me claiming there was ... Read more Reviewed on: 16th September 2026

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About this product

Monzo have a business account that can be opened on the same day you apply for it.

With the Monzo business account, you have a range of options for making and receiving payments, there are tax and accounting tools and you can earn interest on your savings.

Monzo business account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Business account reviews (2139)

Easy to use, easy to navigate and endlessly convenient

I started with a personal Monzo account and moved my business to Monzo too. The app is very well made, online banking is very easy with mozo. Reviewed on: 24th February 2023

Excellent

I've been using Monzo Business account for my small business for few years now, and I have to say I'm extremely impressed. The account setup was incredibly easy and straightforward, and the app is user-friendly and intuitive. I particularly appreciate the instant notifications for transactions, which give me a clear picture of my business's financial activity in real-time. One of the standout features of Monzo Business account is its ability to categorize expenses, which has helped me keep track of my business's spending and make better financial decisions. The integration with accounting software has also saved me a lot of time and hassle, as everything is automatically synced up and organized. Overall, I highly recommend Monzo Business account to any small business owner looking for a reliable, efficient, and user-friendly banking solution. It's made a significant positive impact on my business's financial management, and I'm grateful to have found it. Reviewed on: 24th February 2023

Great Easy To Run Account

Rather good online bank! Easy to set up and run. Reviewed on: 24th February 2023

Paul's opinion

After trying to open a new business account and getting nowhere fast I came apon Monzo and it was the easiest and customer friendly banking app ever .Im so happy with it for all my banking needs Reviewed on: 24th February 2023

Easy Banking

So glad I signed up with Minzo. Speedy payments and deposits plus clear, detailed, live account detail. Would fully recommend. Reviewed on: 24th February 2023

Monaco has completely changed our business

Amazing functionality. Light years ahead of the high street banks Reviewed on: 24th February 2023

Exceptional service!

Starting my business journey, back in august 2020, I sought help to open a business account with the bank I’d used from the age of 16. They were not helpful on this, and I felt there were too many obstacles for me at that time. I looked into opening up a Monzo business account, and it was simple from the get go. The service is user friendly, self explanatory and easy to use and I have found that to be the case throughout my experience using Monzo to date. Having such an easy to use bank account has made business life so much easier, and much less stressful when end of year comes around. Should it not have been so easy to set up initially, I’m unsure if the stress of opening a business account could have meant my business never being a business! Thank you Monzo for helping me on my journey to success! Reviewed on: 24th February 2023

Easy, innovative, helpful

I love having Monzo as my business bank. They cover the basics but go way beyond and make the end to end experience simple with their innovative apps, products and services Reviewed on: 24th February 2023

Brilliant, easy, affordable.

Best online bank around!

Nothing but love for monzo. Had bad experiences at several other banks but since switching to monzo it’s just been seamless! Reviewed on: 24th February 2023

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