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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo Bank

5
Amazing app and very helpful. Everything all in one place. Easy to budget and manage money. Reviewed on: 8th March 2025
Tyler's avatar
Tyler

Savings options

4
Their savings options are great because they have quite a high interest rate! However I don’t like how it can take some time for money to go in on a Friday because sometimes it doesn’t go in until the next working day, which can be stressful. Reviewed on: 7th March 2025
Lily P's avatar
Lily P

Very good.

5
Very good. Will definitely refer others to try. Reviewed on: 7th March 2025
KyAnne S's avatar
KyAnne S

Monzo is amazing

5
Monzo is a great bank, easily accessible and you can use your money abroad as if you're shopping at home Reviewed on: 7th March 2025
Oswald's avatar
Oswald

Smart app, excellent customer service

5
I've been with Monzo for quite a while now and in that time I've found that the app itself has gone from strength to strength. It's well designed and easy to use and I really appreciate being able to link other accounts (as well as my mortgage) so I can see all of my information in one place. More generally, whenever I've had to speak to someone at Monzo, the customer service has always been exceptional. I always think of dealing with banking stuff as a real hassle but genuinely Monzo make it a painless experience. It's also incredibly helpful being knowing I have a card I can rely on when I'm abroad too. Reviewed on: 7th March 2025
Tom M's avatar
Tom M

Helping me save money!

5
I find Monzo really easy to navigate, I started off using it just on holiday because you don’t need to pay fees however I use it daily now and wouldn’t go back. It’s helping me save money aswell as I’m using the savings pots and joined the 1p challenge. Reviewed on: 7th March 2025
Hannah's avatar
Hannah

Monzo basically reads my mind!

5
Monzo basically reads my mind! Any issue or idea I wish it can be on the app, I found it in the next update!!! Reviewed on: 7th March 2025
Mahdy A's avatar
Mahdy A

Great bank!

5
Great bank, really helps make you aware of your finances. Sends notifications with outgoings and incomings, so you do not always have to open the app. You can easily create and move money into pots and savings accounts. Reviewed on: 7th March 2025
Emma B's avatar
Emma B

Best bank to trust when it's come to online purchases

5
If you want to refund any purchases, they would refund you straight away and will investigate afterwards Reviewed on: 7th March 2025
RDG's avatar
RDG

I’ve been a Monzo customer for as long as I can reme...

5
I’ve been a Monzo customer for as long as I can remember, and I must say, it’s one of the best digital banks out there! The technology is top-notch, and their customer service is truly exceptional. I can't recommend it enough to my family and friends! If you’re looking for a seamless banking experience, Monzo is the way to go! Reviewed on: 7th March 2025
Abdifatah Hiirad's avatar
Abdifatah Hiirad

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