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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17199 reviews)

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4.92

Based on 17,199 reviews, last reviewed 20th May 2025

238% increase in 5 star reviews

in the past 90 days

117% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

so good, wouldnt change ever, so simple to sign up... so good, wouldnt change ever, so simple to sign up too Reviewed on: 20th May 2025

Latest lowest rating:

1

Unable to even open an account because I don't have... Unable to even open an account because I don't have any photo identification (I can't afford to get a passport or even get my provisional and start le... Read more Reviewed on: 23rd April 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17199)

Review of the Monzo, Current Account:

Easy banking entirely on my phone

Monzo has always made everything really easy - the fact everything is done in the app, no phone calls, just messages within the app, the perks/offers are great. I made monzo my main bank account years ago and haven't looked back Reviewed on: 6th February 2024

Unable to even open an account because I don't have...

Unable to even open an account because I don't have any photo identification (I can't afford to get a passport or even get my provisional and start learning to drive) Reviewed on: 23rd April 2025

It's a very good bank.

It's a very good bank. The app is so easy to use an there are customer service team on hand whenever you need them. Roughly an hours wait for someone to contact you back but when you've got them they don't leave until your problem is fixed. Reviewed on: 22nd April 2025

Absolutely love Monzo!

Absolutely love Monzo! Moved from a traditional bank to Monzo and I can say it’s been brilliant! The way Monzo work overall, right down to the cashback offers, higher interest savings and investing options, split tabs, money Pots, and Flex, Monzo has provided the services of multiple banks rolled into one! Super easy to use and would highly recommend. Reviewed on: 22nd April 2025

Absolutely love the flexibility of my Monzo account.

Absolutely love the flexibility of my Monzo account. They get it right with new product offers and don't fill my inbox with useless 'stuff'. All credit to them. Reviewed on: 22nd April 2025

I love it.

I love it. I love how you can create small little pots for your money, very helpful. I love the Monzo flex account also as it is so easy to pay back and means you aren’t stuck to living paycheck to paycheck. Would recommend to anyone who loves organisation! Reviewed on: 22nd April 2025

Best Mobile Bank

Monzo has the best app by far, so much so, that I switched from my previous bank. It also makes viewing and managing money super simple. Reviewed on: 22nd April 2025

Effortless Banking That Just Works

I love banking with Monzo because it just makes life so much easier. The app is super easy to navigate, which means I can check my balance, move money around, and manage everything without getting lost in a maze of menus. It keeps me up to date with instant notifications, so I always know exactly what's going on with my account—no surprises, no delays. Best of all, it’s completely hassle-free. Whether I'm splitting a bill with friends, setting up a savings pot, or just checking how much I spent on coffee this month, it’s all smooth and simple. I've never had any complications with Monzo, and honestly, that peace of mind is priceless. It just works, and it works well. It actually makes managing money feel kind of fun—which I never thought I’d say! Just a great time, every time. Reviewed on: 22nd April 2025

Sustainable banking

Sustainable banking is good for everyone Reviewed on: 22nd April 2025

Monzo empowers financial responsibility

Monzo centre’s it’s business around empowering people to be financially responsible. Their current account allows you to take part in savings challenges, view your credit score, add non-Monzo accounts, view upcoming bills etc. This helps people be smarter with their money and empowers them to take responsibility for their spending. This is fantastic! Reviewed on: 22nd April 2025

They flagged my salary as "suspicious" like what even.

They flagged my salary as "suspicious" like what even. Stuck w no cash Reviewed on: 22nd April 2025

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