Write a review

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

View other Monzo products

4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Purchase credit card reviews (3086)

Monzo understands what we need the most

Monzo understands what we need the most Reviewed on: 9th February 2025

Very simple and convenient to use, super user friendly

Very simple and convenient to use, super user friendly Reviewed on: 9th February 2025

Monzo has been a blessing

Monzo has been one of the least stressful banks I've had to deal with. Their services, offers and packages are fantastic. I think the fact that I can visibly see, every day, that Monzo are striving for excellence and improvement is what keeps me confident in them. I have skipped many offers to join other banks offering some sort of joining fee/prize, and that speaks for itself because I'd rather lose out on some extra money than leave a bank I love. Monzo comes highly recommended by me! Reviewed on: 9th February 2025

Very impressive savings and loan options.

Very impressive savings and loan options. Reviewed on: 9th February 2025

Best App with User Experience

Lovely. Mknzo is the best banking experience in UK. App is having best user experience. Reviewed on: 9th February 2025

Very good on all the services, but would like to see...

Very good on all the services, but would like to see mortgages and pensions we can pay into. Reviewed on: 9th February 2025

Great service with loads of game changers early paym...

Great service with loads of game changers early payments great credit card keep up the good work Reviewed on: 9th February 2025

Mostly had good experiences with Monzo.

Mostly had good experiences with Monzo. Only thing bad has been waiting for a response for weeks about an issue. Reviewed on: 9th February 2025

Convenient, reliable and modern to use.

Convenient, reliable and modern to use. Better than other banks Reviewed on: 9th February 2025

It’s been amazing.

It’s been amazing. By far the best I’ve used so far. Easy to use, track your spending and payments easily, pay in 3 months interest free, can pay early, can edit payment plan, can do everything. It’s been amazing. Big ups to the Monzo team Reviewed on: 9th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from ASDA Money 2.56 from 103 reviews
Student Credit Card
from NatWest 4.31 from 6 reviews
Aqua credit cards
from NewDay 4.89 from 3307 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 923 reviews
Investments
from Monzo 4.94 from 1110 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub