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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3189 reviews)

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4.90

Based on 3,189 reviews, last reviewed 3rd Sep 2026

87% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Very flexible and zero interest and very easy to sho... Very flexible and zero interest and very easy to shopping online and store Reviewed on: 3rd September 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3189)

Amazing product given its age.

Amazing product given its age. Very easy to use. Very clear on any charges for interest which would apply (before you need to finalise any decision), very clear as to what the costs would be especially if any extensions on the credit period are being considered. Only thing that would make it better would be if any additional payments made over the monthly amount due could be applied to the next upcoming monthly payment (rather than the final payment due) Reviewed on: 11th February 2025

Great and easy to use.

Great and easy to use. I just really like it Reviewed on: 11th February 2025

Very simple to use, and love the way its laid out al...

Very simple to use, and love the way its laid out alone with all the features it has Reviewed on: 11th February 2025

I love how you can do interest free and split it int...

I love how you can do interest free and split it into 3 payments. Saved me a lot Reviewed on: 11th February 2025

A personalised & modern day banking experience.

Easy to navigate and very intuitive. Reviewed on: 11th February 2025

Fantastic

Great service very simplified service with great perks and lots of different options / choices definitely recommended Reviewed on: 11th February 2025

Love how easy and intuitive to use the app is

Love how easy and intuitive to use the app is Reviewed on: 11th February 2025

Unable to Fault

I am unable to fault Minzo’s expertise in every aspect of banking, from a small bank account to a large one they are with you all the way giving interesting ideas at all times - definitely not a boring bank Reviewed on: 11th February 2025

EASY TO USE

A really good banking experience. They absolutely rocking with their user friendly app. Reviewed on: 11th February 2025

Best bank for 2025

Easy to apply for online , choice of cards with different benefits. I would say this is the best bank account for 2025 . Reviewed on: 11th February 2025

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