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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

I have been with Monzo for years and it’s by far the...

I have been with Monzo for years and it’s by far the best experience in the banking world and I will stay with them forever Reviewed on: 9th February 2025

Your only bank

Best experience ever , user friendly Reviewed on: 9th February 2025

Reliable bank!

Reliable bank!Best bank for me. Services are very outstanding. Reviewed on: 9th February 2025

Easy and convenient

Flex is so so easy to use and so convenient for everyday use! The design is set out so it is easy to use and easy to find balance and due dates. Reviewed on: 9th February 2025

My experience is very good monzo service very fast a...

My experience is very good monzo service very fast and satisfied I like it very much due to excellent service I never need any other bank account Reviewed on: 9th February 2025

Interest free instalments plan for three months.

Interest free instalments plan for three months. Reviewed on: 9th February 2025

Monzo is the best easiest and most user friendly...

Monzo is the best easiest and most user friendly bank I've ever used! So easy to track my money. Reviewed on: 9th February 2025

It's so easy, seamless and simple.

It's so easy, seamless simple and informative, no tricks bi hidden fees all upfront and very flexible without shoving a higher limit in your face if you're doing well. All this matches with their credit score perk makes for very mindful credit card use! Reviewed on: 9th February 2025

best credit card in the UK

The flex card is the best credit card I’ve ever had. So easy to use and customise to my needs. Reviewed on: 9th February 2025

Monzo Flex is the Best!

Monzo Flex is possibly one of the best banking services I have used. It is incredibly easy to use while also providing detailed educational content to customers through the app about how to best use credit services and stay on top of your money. I really like the ability to Flex any transaction where needed and to manage the upcoming payments with a simple slider to adjust how much I want to pay off each month. Reviewed on: 9th February 2025

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