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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.9 (3174 reviews)

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4.90

Based on 3,174 reviews, last reviewed 13th May 2026

62% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

I am using Monzo Bank from beginning

I am using Monzo Bank from beginning Reviewed on: 10th February 2025

Great experience

Great experience!! Have been using Monzo since 2016, and very happy about it. Reviewed on: 10th February 2025

I love how easy travelling with Monzo is and love Mo...

I love how easy travelling with Monzo is and love Monzo flex so I don’t feel so guilty spending larger amounts than I should. Reviewed on: 10th February 2025

Best Banking Experience Ever

Monzo banking is easy use. Also they provide unique and valuable services such as saving pots with impressive interest rates and also flex credit cards. Everything is transparent and also safe. Reviewed on: 10th February 2025

Really intuitive app, easy to use abroad.

Really intuitive app, easy and cheaper to use abroad. I enjoy the perks too. I have just started the 1p challenge, which is exciting. Overall a great experience. Reviewed on: 10th February 2025

Easy to navigate and understand.

Easy to navigate and understand. Love the flexibility of the payments. Reviewed on: 10th February 2025

A modern and responsible approach to lending, and of...

A modern and responsible approach to lending, and of course, flexible! Reviewed on: 10th February 2025

Nothing to fault about Monzo, I love it

Nothing to fault about Monzo, I love it Reviewed on: 10th February 2025

Innovative banking Always easy.

Always great and easy to use. Great innovation in product. Reviewed on: 10th February 2025

Banked with Monzo for years, 5* service

Banked with Monzo for years, never been a problem, always there when needed. Reviewed on: 10th February 2025

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