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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

Just bloody lovleh, absolutely amazing

Just bloody lovleh, absolutely amazing Reviewed on: 9th February 2025

Awesome product, what credit card should be,

Awesome product, what credit card should be, Reviewed on: 9th February 2025

Complete control over my payments

Being able to flex repayments over a set period is excellent, with the ability to pay off a purchase over three months interest free. Reviewed on: 9th February 2025

So much more aware

I love flex - I have other credit cards but they make it so easy to just make the minimum payment. Flex allows the facility to be a bit spendy but listing out the interest over the term is really helpful in terms of understanding what something costs and how large a payment needs to be to cover that Reviewed on: 9th February 2025

Easy and informative app, good perks and travel bene...

Easy and informative app, good perks and travel benefits Reviewed on: 9th February 2025

App easy to use.

App easy to use. and user friendly Reviewed on: 9th February 2025

Excellent provider of financial services meeting nee...

Excellent provider of financial services meeting needs and giving value for money Reviewed on: 9th February 2025

Best bank going, so easy to use and the communicatio...

Best bank going, so easy to use and the communication is great. Reviewed on: 9th February 2025

Best bank ever

Great, intuitive app, customer service is always responsive and easy to speak to. Products and services are also amazing and second to none, love being able to sort money and set up virtual cards linked to pots, really helps me budget Reviewed on: 9th February 2025

Very good experience so far

Had a good experience so far, very easy to pay and move money around Reviewed on: 9th February 2025

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