Write a review

Newsletter

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

View other Monzo products

4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Monzo is a fantastic modern bank

Monzo is a fantastic modern bank with a user-friendly app, instant notifications, and great budgeting tools. Fee-free spending abroad and transparent customer service make it perfect for travel and everyday banking. The "Pots" feature helps with saving, though cash deposits could be easier. Overall, it's a top choice for hassle-free digital banking! Reviewed on: 11th February 2025

Super easy to use, nice to have flexibility of payme...

Super easy to use, nice to have flexibility of payment durations, nice to have option to pay early and see financial benefit of doing so in interest saved Reviewed on: 11th February 2025

Very useful and lives up to its name: Flexible!

Very useful and lives up to its name: Flexible! Reviewed on: 11th February 2025

Brilliant monzo

Monzo is very easy to use and transactions very fast and when shopping it alerts you immediately what you have spent I love my flex card as it helps to spread cost and you get 3 months interest free I don’t know of any other bank that does that Reviewed on: 11th February 2025

Very reliable eazy to use app and great customer sup...

Very reliable eazy to use app and great customer support Reviewed on: 11th February 2025

First Class Banking App.

The various pots you can set up is an invaluable tool to plan for future purchases and bills etc. The Flex account is a very worthwhile option to have and has a variety of options re payments when using it. The ability to see interest savings that can be made with additional payments is awesome. Every time I have used the chat option to query something or resolve an issue provides a first rate service. Monzo is my a absolute first choice when looking at interest free options. It has changed the whole way I bank and manage my finances. Reviewed on: 11th February 2025

Trust and confidence

I am very happy with Monzo. It is the best bank that I haven't got. Reviewed on: 11th February 2025

Very flexible, easy to understand, quick decisions

Very flexible, easy to understand, quick decisions Reviewed on: 11th February 2025

This is probably the best credit card I have, nice t...

This is probably the best credit card I have, nice to be able to pay up to 3 months interest free Reviewed on: 11th February 2025

The best bank

Can’t fault them gave me overdraft a credit card and a loan with not the best credit rating Reviewed on: 11th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Choice Rewards Credit Card
from Lloyds Bank 4.15 from 14 reviews
Credit Cards
from Smile Bank 3.84 from 4 reviews
Credit card
from Post Office 3.49 from 116 reviews

Want to see more from Monzo?

Under 16s account
from Monzo 4.89 from 945 reviews
Investments
from Monzo 4.86 from 1147 reviews
Current account
from Monzo 4.85 from 19429 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub