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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

All runs smoothly and fairly easy to use

All runs smoothly and fairly easy to use Reviewed on: 9th February 2025

Flex a Great alternative to traditional credit cards

Great alternative to traditional credit cards and the option of 3 months interest free on all purchases along with the flexibility to pay off extra at anytime is a great feature. Also the added bonus of being able to move a purchase from your Monzo current account to Flex is another great tool, no need to do a money transfer with costly fees and rates, one click and your current account is credited with the purchase amount and then added to your flex balance. Reviewed on: 9th February 2025

Love the flex

Flexible and easy to use , recently increased my credit limit which is most helpful Reviewed on: 9th February 2025

Brilliant service and easy to navigate and keep an...

Brilliant service and easy to navigate and keep an eye on spending Reviewed on: 9th February 2025

6 years and counting, never let me down.

6 years and counting, never let me down. Reviewed on: 9th February 2025

Monzo is a great bank with good benefits.

Monzo is a great bank with good benefits like Monzo Plus, which provides perks like Greggs. Monzo Flex is the best for repaying large purchases like new tires over 3 months. Reviewed on: 9th February 2025

Excellent

Regarding my flex card, I have only had good experiences, easy to use and everything works as expected Reviewed on: 9th February 2025

Excellent bank in all spheres and at All times

Excellent bank in all spheres and at All times Reviewed on: 9th February 2025

Very covenient credit card.

Very covenient credit card. Expenses, due and limits are always posted Reviewed on: 9th February 2025

Monzo flex - easy to use

Very easy to use and great to help manage debt as it’s easy to adjust monthly payments. Reviewed on: 9th February 2025

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