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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

Great flexibility, no hidden or dodgey fees, feel in...

Great flexibility, no hidden or dodgey fees, feel in control and informed about every transaction Reviewed on: 8th February 2025

Fast, efficient and makes banking simplier.

Fast, efficient and makes banking simplier. Reviewed on: 8th February 2025

When I encounter a issue, it is dealth within a good...

When I encounter a issue, it is dealth within a good time frame Reviewed on: 8th February 2025

The app is the best of any bank, everything works sm...

The app is the best of any bank, everything works smoothly and I've had no problems. Reviewed on: 8th February 2025

It’s just a brilliant and easy app to use.

It’s just a brilliant and easy app to use. Reviewed on: 8th February 2025

Monzo Flex is the best and most simple credit card i...

Monzo Flex is the best and most simple credit card i’ve used… and i’ve used a lot. Reviewed on: 8th February 2025

Easy, convenient.

Easy, convenient. Great banking for the time we live in. Best credit card ever. Fair terms, interest etc. Reviewed on: 8th February 2025

Best bank ever so modern and with the times

Best bank ever so modern and with the times Reviewed on: 8th February 2025

Excellent service.

Excellent service. Does exactly what’s expected Reviewed on: 7th February 2025

Great For Budgeting

This credit card allows me to budget for larger purchases and pay them off over three months, interest free. Perfect. Reviewed on: 7th February 2025

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