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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

I've really took control of my finances since joinin...

I've really took control of my finances since joining Monzo Reviewed on: 9th February 2025

Love it.

Love it.....the introduction of 1p challenge was great... budgeting is easier....love Monzo flex 3 month payment option with no interest...its clear too. Reviewed on: 8th February 2025

Transparent and insightful

Transparent and insightful, I know exactly how much is being paid off and when. Tips to improve my credit score and flexibility to do what I want. Reviewed on: 8th February 2025

I have been using monzo card more than year.

I have been using monzo card more than year. The banking application is user friendly and easy and quick ransaction procees. Reviewed on: 8th February 2025

Paying off my Flex Card is something I look forward to

I don't know what it is, but paying off my credit card is something I enjoy. The amount of interest I must pay is transparent, and it's super fun to see how the amount diminishes the moment I pay off a sum of money. Reviewed on: 8th February 2025

So easy to use even with my age.

So easy to use even with my age. My daughter helps but everything straight forward. Reviewed on: 8th February 2025

Love Monzo, it’s easy and effective to use.

Love Monzo, it’s easy and effective to use. Reviewed on: 8th February 2025

Nigh on perfect

Always helpful. Always easy. A* APP is exceptional and the features and perks are great Reviewed on: 8th February 2025

I absolutely love Monzo.

I absolutely love Monzo. It's everything a modern bank should be. It's also very rewarding. Reviewed on: 8th February 2025

Handle money the way you want

They make very easy to manage your money the way you like. The app is great and very flexible. Their cashback offers are brands you actually use and they understand how people actually use banking nowadays Reviewed on: 8th February 2025

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