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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3189 reviews)

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4.90

Based on 3,189 reviews, last reviewed 3rd Sep 2026

87% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Very flexible and zero interest and very easy to sho... Very flexible and zero interest and very easy to shopping online and store Reviewed on: 3rd September 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3189)

Excellent bank and the app is fantastic, well though...

Excellent bank and the app is fantastic, well thought out and done for the customer not the banks convenience Reviewed on: 9th February 2025

Good customer service and value for money

Good customer service and value for money Reviewed on: 9th February 2025

Very good bank no issues love the app

Very good bank no issues love the app Reviewed on: 9th February 2025

EASY AND QUALITY

It's super easy to apply and ready to use once successful. Their services beyond expectations. Reviewed on: 9th February 2025

Easy to use.

Easy to use. Has made my life so much better financially. Reviewed on: 9th February 2025

Great easy to use bank, never any issues!

Great easy to use bank, never any issues! Reviewed on: 9th February 2025

5 StarUser friendly

User friendly, flexible pay back plans Reviewed on: 9th February 2025

Excellent service.

Excellent service. Very flexible and easy to use. I like the way it suits my needs best. Reviewed on: 9th February 2025

Great online bank.

Great online bank. Definitely recommend. Reviewed on: 9th February 2025

Best Credit Card

My first credit card and i had several other credit cards since then, but monzo flex Card I will rate it as the best! I used it abroad and in UK and the repayment method is very helpful. Reviewed on: 9th February 2025

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