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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

57% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

5 StarUser friendly

User friendly, flexible pay back plans Reviewed on: 9th February 2025

Excellent service.

Excellent service. Very flexible and easy to use. I like the way it suits my needs best. Reviewed on: 9th February 2025

Great online bank.

Great online bank. Definitely recommend. Reviewed on: 9th February 2025

Best Credit Card

My first credit card and i had several other credit cards since then, but monzo flex Card I will rate it as the best! I used it abroad and in UK and the repayment method is very helpful. Reviewed on: 9th February 2025

I get my salary before pay date, Decent Credit card...

I get my salary before pay date, Decent Credit card rates, Reviewed on: 9th February 2025

Monzo allows me to bank my way.

Monzo allows me to bank my way, it gives me the ability to make pots for all my funds to go into separate spaces, helping me organize and stay on top of limited funds. I've recommended to many people using their reward scheme, here is a fantastic service with great products such as the one penny saving challenge, the easy investment system and a lot more. Monzo is a bank for someone like me Reviewed on: 9th February 2025

All runs smoothly and fairly easy to use

All runs smoothly and fairly easy to use Reviewed on: 9th February 2025

Flex a Great alternative to traditional credit cards

Great alternative to traditional credit cards and the option of 3 months interest free on all purchases along with the flexibility to pay off extra at anytime is a great feature. Also the added bonus of being able to move a purchase from your Monzo current account to Flex is another great tool, no need to do a money transfer with costly fees and rates, one click and your current account is credited with the purchase amount and then added to your flex balance. Reviewed on: 9th February 2025

Love the flex

Flexible and easy to use , recently increased my credit limit which is most helpful Reviewed on: 9th February 2025

Brilliant service and easy to navigate and keep an...

Brilliant service and easy to navigate and keep an eye on spending Reviewed on: 9th February 2025

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