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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

The best one.

Allows me to have more controlled expenses Wonderful experience, Reviewed on: 9th February 2025

I love my Monzo!

I love my Monzo. I have the max account and recommend it to everyone. It was recommended to me by an accountant x Reviewed on: 9th February 2025

route to improved credit rating

The flex card has helped me improve my credit rating without taking risks, simply by spreading costs without paying interest Reviewed on: 9th February 2025

Flex card

With flex I changed my way how to spend money. I'm totally satisfied. Reviewed on: 9th February 2025

It is easier to use and they give the credict card a...

It is easier to use and they give the credict card according to the person how much they earn so this is good as well. Reviewed on: 9th February 2025

Great Banking experience Absolutely love it

Great Banking experience Absolutely love it Reviewed on: 9th February 2025

Customer and user friendly.

Customer and user friendly. App is easy to use and access. Reviewed on: 9th February 2025

Easy to use and easy to manage my money and being ab...

Easy to use and easy to manage my money and being able to track my payments Reviewed on: 9th February 2025

Excellent bank and the app is fantastic, well though...

Excellent bank and the app is fantastic, well thought out and done for the customer not the banks convenience Reviewed on: 9th February 2025

Good customer service and value for money

Good customer service and value for money Reviewed on: 9th February 2025

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