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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

Overall good service.

Good service. Great problem solving. Great offers. Reviewed on: 9th February 2025

What a BANK !!

It’s just so refreshing to deal with this BANK they do everything right and listen to you as well Reviewed on: 9th February 2025

Monzo - Disruptor par excellence

Monzo is the last word in App design and customer service among banks. For a no branch bank their customer service is really great! Reviewed on: 9th February 2025

Flex allows me much more flexible credit control tha...

Flex allows me much more flexible credit control than a typical credit card, it makes it super simple and allows me to pay over a longer period than typical credit cards. I never take on options with interest so it costs me nothing Reviewed on: 9th February 2025

Monzo is great and very easy to use.

Monzo is great and very easy to use. Would recommend to everyone. Reviewed on: 9th February 2025

Amazing bank- love Monzo.

Amazing bank- love Monzo. It’s so intuitive, customer service is amazing! Reviewed on: 9th February 2025

Monzo is for life, the easy life.

Everything is super easy with Monzo, there is nothing that Monzo doesn’t provide for. The max account gives a huge amount of great features and benefits that make the max account price well worthwhile. Reviewed on: 9th February 2025

Flex Transfer

My car broke down and was able to use the flex transfer to pay for the repair. It was quick and simple to use Reviewed on: 9th February 2025

Clear easy and effective.

Very easy to use and very clear in any aspect of use. Clear payment options with concise and clear repayment fees where applicable. Able to choose what fits for me very versatile to use. Quick easy method with a great overview of my credit history. Reviewed on: 9th February 2025

An app that changed my attitude to money

Monzo helps me manage money, I wasn't someone who had a good understanding of money before I started using Monzo. It's simple, intuitive and has great features. The categories are so useful, the Flex credit card is easy to use, and the pots help me put money aside for upcoming payments. Reviewed on: 9th February 2025

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