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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Best bank I have ever had

Best bank I have ever had and helped me change the way I deal with money in a positive way for ever. Reviewed on: 9th February 2025

Monzo is the best easiest bank to use

Monzo is the best easiest bank to use Reviewed on: 9th February 2025

It's easy to getting and really understand also easy...

It's easy to getting and really understand also easy to reach customer service it's excellent service and free of costs Reviewed on: 9th February 2025

Flex is a great way to manage your budget

The flex card is a fantastic way to manage you budget, the option to pay over 3 month interest free can provide a much needed buffer should unexpected spend occur - reducing the need to dip into savings and this secure more money over time. Reviewed on: 9th February 2025

I have had wonderful experience with Monzo as compar...

I have had wonderful experience with Monzo as compared to other banks that I use. I will like Monzo to provide "NEXT OF KIN" Column in the customer info4mation. This will increase my confidence level Reviewed on: 9th February 2025

Best credit card I ever owned.

The flexi credit card offers so flexible ways to pay back. Reviewed on: 9th February 2025

Easy to apply and good to track!

Easy to apply and good to track how well you're using your credit. Very flexible for whatever needs you have. Reviewed on: 9th February 2025

Being able to split purchases into 3 interest free p...

Being able to split purchases into 3 interest free payments saves taking out other accounts that could charge interes, and if you use your regular Monzo card and decide to move it to flex that’s no problem either, although not all transactions can be moved and there’s a certain time limit. Reviewed on: 9th February 2025

Everything is perfect, i can handle my credit score

Everything is perfect , good credit limit, keep me updated always , now i can see my credit score Reviewed on: 9th February 2025

Excellent and good in split 3 payment

Excellent and good in split 3 payment Reviewed on: 9th February 2025

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