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Monzo: Flex Purchase credit card reviews

4.97
Based on 3,174 reviews, last reviewed 13th May 2026
57% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026
Christopher C's avatar
Christopher C

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025
JN's avatar
JN

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

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Monzo Flex Purchase credit card reviews (3174)

It is easier to use and they give the credict card a...

5
It is easier to use and they give the credict card according to the person how much they earn so this is good as well. Reviewed on: 9th February 2025

Great Banking experience Absolutely love it

5
Great Banking experience Absolutely love it Reviewed on: 9th February 2025

Customer and user friendly.

5
Customer and user friendly. App is easy to use and access. Reviewed on: 9th February 2025

Easy to use and easy to manage my money and being ab...

5
Easy to use and easy to manage my money and being able to track my payments Reviewed on: 9th February 2025

Excellent bank and the app is fantastic, well though...

5
Excellent bank and the app is fantastic, well thought out and done for the customer not the banks convenience Reviewed on: 9th February 2025

Good customer service and value for money

5
Good customer service and value for money Reviewed on: 9th February 2025

Very good bank no issues love the app

5
Very good bank no issues love the app Reviewed on: 9th February 2025

EASY AND QUALITY

5
It's super easy to apply and ready to use once successful. Their services beyond expectations. Reviewed on: 9th February 2025

Easy to use.

5
Easy to use. Has made my life so much better financially. Reviewed on: 9th February 2025

Great easy to use bank, never any issues!

5
Great easy to use bank, never any issues! Reviewed on: 9th February 2025

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