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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Best credit card

It's a great option. It helps end of the month or at bigger purchase. It's good they let us decide the payments. Reviewed on: 9th February 2025

Simply Excellent!

Simply Excellent! They have been very responsive to all my queries, flex credit card has been amazing, especially in terms of flexibility of payment. I would definitely recommend Monzo to anyone I know Reviewed on: 9th February 2025

I have had nothing but an amazing experience with mo...

I have had nothing but an amazing experience with monzo. I wouldn’t bank anywhere else. There flex credit card is absolutely brilliant. It makes other banks cards like like there from the Stone Age. Reviewed on: 9th February 2025

Amazing, I never had the opportunity to achieve my g...

Amazing, I never had the opportunity to achieve my goals with any Bank until I met Monzo Reviewed on: 9th February 2025

Monzo is great digital bank very reliable, and its c...

Monzo is great digital bank very reliable, and its competing with traditional banks, which make it very prominent in the market. Reviewed on: 9th February 2025

Monzo Flex changed my life.

Monzo Flex changed my life. It’s made it so easy for me to make payments and the app makes it so much easy. There is no faffing about like other apps. Reviewed on: 9th February 2025

It’s very nice experience with MOnzo

It’s very nice experience with MOnzo Reviewed on: 9th February 2025

Very handy tool to use.

Very handy tool to use. Very straight forward to manage Reviewed on: 9th February 2025

Everything is simple and easy with Monzo!

Everything is simple and easy with Monzo! Reviewed on: 9th February 2025

Convenient

Convenient - great way of spreading the cost of bigger purchases while not being charged interest. Reviewed on: 9th February 2025

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