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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

57% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

Monzo is great digital bank very reliable, and its c...

Monzo is great digital bank very reliable, and its competing with traditional banks, which make it very prominent in the market. Reviewed on: 9th February 2025

Monzo Flex changed my life.

Monzo Flex changed my life. It’s made it so easy for me to make payments and the app makes it so much easy. There is no faffing about like other apps. Reviewed on: 9th February 2025

It’s very nice experience with MOnzo

It’s very nice experience with MOnzo Reviewed on: 9th February 2025

Very handy tool to use.

Very handy tool to use. Very straight forward to manage Reviewed on: 9th February 2025

Everything is simple and easy with Monzo!

Everything is simple and easy with Monzo! Reviewed on: 9th February 2025

Convenient

Convenient - great way of spreading the cost of bigger purchases while not being charged interest. Reviewed on: 9th February 2025

Best bank I have ever had

Best bank I have ever had and helped me change the way I deal with money in a positive way for ever. Reviewed on: 9th February 2025

Monzo is the best easiest bank to use

Monzo is the best easiest bank to use Reviewed on: 9th February 2025

It's easy to getting and really understand also easy...

It's easy to getting and really understand also easy to reach customer service it's excellent service and free of costs Reviewed on: 9th February 2025

Flex is a great way to manage your budget

The flex card is a fantastic way to manage you budget, the option to pay over 3 month interest free can provide a much needed buffer should unexpected spend occur - reducing the need to dip into savings and this secure more money over time. Reviewed on: 9th February 2025

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