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Monzo: Flex Credit Card reviews

4.96
Based on 2,506 reviews, last reviewed 17th Jun 2025
66% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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2%
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Latest highest rating:

4

.Easy access to credit - a little too easy Monzo Flex is a great way to spread the cost of purchases in the moment, but it is a very expensive way of doing so if you’re not paying it off over t... Read more Reviewed on: 17th June 2025
Mathew Wilkinson's avatar
Mathew Wilkinson

Latest lowest rating:

1

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025
JN's avatar
JN

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Monzo Flex Credit Card reviews (2506)

Simply best

5
Simply best among all the other banks,got everything covered. Very Simple and easy.UI is user friendly. Can't expect any better then this. Reviewed on: 19th January 2024

Great experience with Monzo flex.

5
Great experience with Monzo flex. Love it Reviewed on: 19th January 2024

Hi am using Monzo account more than a year am fully...

5
Hi am using Monzo account more than a year am fully satisfied with that every single time i certainly refer this to many people and they respond me with sound good Reviewed on: 19th January 2024

It is very good compared to other banks

5
It is very good compared to other banks Reviewed on: 19th January 2024

I love the ability to categorise spending, and to bu...

5
I love the ability to categorise spending, and to budget effectively. I did have disability with my previous bank, but not to this standard Monzo is more intuitive and user-friendly. Reviewed on: 19th January 2024

The app is so clever, you can programme it so that i...

5
The app is so clever, you can programme it so that it bascially looks after all your money and you dont have to do anything. It thinks ahead for you and knows exactly how much money you need to put aside for bills. The saving pots and interests rates are great too. The only negative is that it can be quite difficult to speak to customer service or report a problem with your account Reviewed on: 19th January 2024

Best Banking App ever

5
The whole process from applying to a current account to credit card was very easy. App is the best ever I have used. I really liked the feture where I could transfer any transaction to flex and change the repayment process. Very smooth Reviewed on: 19th January 2024

Amazing product and well ahead of the game

5
Amazing product and well ahead of the game Reviewed on: 19th January 2024

Easy to use and control.

5
Easy to use and control. Perfect layout, and Reviewed on: 19th January 2024

Flexibility wins

5
Always available, personable and fantastic flexibility and functionality available instantly. Reviewed on: 19th January 2024

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