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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Monzo is great!

The app is a game changer! They offer brilliant features and services and help me manage my money better and organise everything in one place. Brilliant! Reviewed on: 9th February 2025

World class trade of use, great flex all of the time...

World class trade of use, great flex all of the time with no games Reviewed on: 9th February 2025

Love the ease of use, and how great the app to see e...

Love the ease of use, and how great the app to see everything. I like being able to adjust my monthly payment for just one item or for the whole month. Reviewed on: 9th February 2025

Great bank, great feature and service

Easy to set up. Good savings tools and fair lending policies. Great bundled benefits in paid for accounts. Reviewed on: 9th February 2025

Five stars

Used the card for over 8 months now. It’s easy to use, flexible and versatile. Could not recommend this enough. Five stars all the way. Reviewed on: 9th February 2025

Very easy product from a great company.

Very easy product from a great company. Reviewed on: 9th February 2025

Really good would definitely recommend

Really good would definitely recommend Reviewed on: 9th February 2025

Good good Good good Good good Good good Good good Go...

Good good Good good Good good Good good Good good Good Good good Good good Good good Good good Good good Good good Reviewed on: 9th February 2025

Great facility and brilliant customer service when n...

Great facility and brilliant customer service when needed Reviewed on: 9th February 2025

Loving the 3 interest free installments

Loving the 3 interest free installments Reviewed on: 9th February 2025

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