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Monzo: Flex Credit Card reviews

4.96
Based on 2,506 reviews, last reviewed 17th Jun 2025
66% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

4

.Easy access to credit - a little too easy Monzo Flex is a great way to spread the cost of purchases in the moment, but it is a very expensive way of doing so if you’re not paying it off over t... Read more Reviewed on: 17th June 2025
Mathew Wilkinson's avatar
Mathew Wilkinson

Latest lowest rating:

1

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025
JN's avatar
JN

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Monzo Flex Credit Card reviews (2506)

Monzo flex is great

5
Monzo flex is great Reviewed on: 19th January 2024

Monza flex changed the way i use credit.

5
Love monza , changed the way i use credit..... really helps affording large purchases at 0% , prefer the way its set out as ot helps to pay back or if I want to pay tiny interst payment and take longer I can . Reviewed on: 19th January 2024

Say goodbye to mainstream banks & Monzo has it all!

5
I have used Monzo since 2019 and never had any issues, customer service is brilliant & I have never used another bank since. Love how easy putting money in & so much better than using klarna Reviewed on: 19th January 2024

Great bank

5
Great bank focused on customer service and making life easier for its customers Reviewed on: 19th January 2024

Customised solutions to manage financial needs.

5
Customised solutions to manage financial needs. Reviewed on: 19th January 2024

Love using Monzo - makes it so easy for the customer!

5
Love using Monzo - makes it so easy for the customer! Great design, easy to use and super clear to understand! Love! Reviewed on: 19th January 2024

Very fair and easy experience

5
Very fair and easy apr reasonable. Great repayment terms and very fair Reviewed on: 19th January 2024

Easy to use, fast payments and fast international tr...

5
Easy to use, fast payments and fast international transactions Reviewed on: 19th January 2024

Amazing UX in app and I feel valued as a customer of...

5
Amazing UX in app and I feel valued as a customer of Monzo. products are very clearly explained in simple terms and they dont want to charge hidden fees or anything. Reviewed on: 19th January 2024

Super easy and intuitive.

5
Super easy and intuitive. A great experience. Reviewed on: 19th January 2024

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