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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

57% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

Monzo Flex has helped me with multiple big purchases...

Monzo Flex has helped me with multiple big purchases, and emergency bills or spending. They make the finance options extremely simple and reasonable. Reviewed on: 9th February 2025

Great product

Great product and I love it. It makes expenses easy for me. Reviewed on: 9th February 2025

Flex would be unreal but they never approve it?

Flex would be unreal but they never approve it? So for that reason I cannot recommend the flex interest free payments Reviewed on: 9th February 2025

Easy to use.

Easy to use. And like it’s name flexible and adaptable to my budget and finance. Reviewed on: 9th February 2025

I found using monzo very flexible and easy and fast...

I found using monzo very flexible and easy and fast way for daily use Reviewed on: 9th February 2025

The Best Online Bank.

Fantastic service with great offers. The best online bank. Reviewed on: 9th February 2025

Excellent for someone like me to use including the a...

Excellent for someone like me to use including the app it's easy to navigate Reviewed on: 9th February 2025

Monzo - Perfect All Rounder

Monzo is an excellent banking service with perfect budgeting tools for easy views of where and when you are spending. Monzo Flex is the ideal mix of credit card functions and pay later budgeting. I can’t fault either product. With excellent Savings rates and customer support it’s the perfect all rounder bank. Reviewed on: 9th February 2025

Best app by far, I wouldn't even consider using othe...

Best app by far, I wouldn't even consider using other banks just because of the app, the others need to step up there game. Reviewed on: 9th February 2025

Lots of payment options & feels friendly to use.

Lots of payment options & feels friendly to use. Reviewed on: 9th February 2025

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