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Monzo: Flex Purchase credit card reviews

4.90
Based on 3,188 reviews, last reviewed 14th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025
JN's avatar
JN

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

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Monzo Flex Purchase credit card reviews (3188)

Best bank ive even been with.

5
Best bank i've even been with, great selection of services most of which i use. Reviewed on: 9th February 2025

Easy to use wouldn't bank anywhere else

5
Easy to use banking. I left all the hight street banks and moved to monzo Reviewed on: 9th February 2025

A great bank for every day life at home or...

5
A great bank for every day life at home or abroad Reviewed on: 9th February 2025

Very good actually helps me a lot in everything.

5
Very good actually helps me a lot in everything. Reviewed on: 9th February 2025

Fantastic experience with Monzo flex .

5
Fantastic experience with Monzo flex . I like it Reviewed on: 9th February 2025

Simple clear services.

5
Simple clear services. Transparent pricing Reviewed on: 9th February 2025

perfect I like it a lot good people

5
perfect I like it a lot good person Reviewed on: 9th February 2025

Best bank I have ever been with, so simple, ...

5
Best bank I have ever been with, so simple, Reviewed on: 9th February 2025

Monzo had got a great very easy to use app, money ma...

5
Monzo had got a great very easy to use app, money management and control are made simple. Excellent savings rates as well. Lots of products are available with Monzo and the all make the service more simple and efficient much better than any high street bank I have used. Reviewed on: 9th February 2025

Genius Bank

5
Monzo are the best. Easy question. Reviewed on: 9th February 2025

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