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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Excellent bank

The best service I have ever had Reviewed on: 9th February 2025

Monzo is a excellent bank the app is very easy to us...

Monzo is a excellent bank the app is very easy to use they have great benefits Reviewed on: 9th February 2025

Brilliant bank/ love monzo!

Brilliant bank. Very easy navigation on app. Awesome customer services when i have needed them. Great perks (for paid membership) Reviewed on: 9th February 2025

My new main bank!

Good features and service, and a great app. Has become my main bank. Reviewed on: 9th February 2025

Monzo Flex has helped me with multiple big purchases...

Monzo Flex has helped me with multiple big purchases, and emergency bills or spending. They make the finance options extremely simple and reasonable. Reviewed on: 9th February 2025

Great product

Great product and I love it. It makes expenses easy for me. Reviewed on: 9th February 2025

Flex would be unreal but they never approve it?

Flex would be unreal but they never approve it? So for that reason I cannot recommend the flex interest free payments Reviewed on: 9th February 2025

Easy to use.

Easy to use. And like it’s name flexible and adaptable to my budget and finance. Reviewed on: 9th February 2025

I found using monzo very flexible and easy and fast...

I found using monzo very flexible and easy and fast way for daily use Reviewed on: 9th February 2025

The Best Online Bank.

Fantastic service with great offers. The best online bank. Reviewed on: 9th February 2025

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