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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

56% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

Very helpful team, no nonsense approach with clear a...

Very helpful team, no nonsense approach with clear and understanding answers, great bank. Reviewed on: 9th February 2025

Flex is the best

Very quick and easy service. Perfect for budgeting. Reviewed on: 9th February 2025

I have been with Monzo for a while now and find it e...

I have been with Monzo for a while now and find it easy and flexible. Reviewed on: 9th February 2025

It makes it easy to repay individual purchases and n...

It makes it easy to repay individual purchases and not loose control of spending. Reviewed on: 9th February 2025

Excellent banking services from monzo

Monzo provides options for saving, good rate on flex credit card Reviewed on: 9th February 2025

I will be honest I am so grateful to the help monzo...

I will be honest I am so grateful to the help monzo as been able to help with Reviewed on: 9th February 2025

Invaluable flexibility

It has been invaluable to me in getting control of my finances. It has allowed me to make larger purchases like my car and easily spread the payments out interest free. Reviewed on: 9th February 2025

Moving large sums for a house needed booking which...

Moving large sums for a house needed booking which was not user friendly. Could be easier or please offer CHAPS service like other banks. Reviewed on: 9th February 2025

Monzo is the best financial companion ever

Monzo is the best financial companion ever Reviewed on: 9th February 2025

I love my Monzo Flex Card, I can’t live without it.

I love my Monzo Flex Card, I can’t live without it. The card provides flexibility and convenience. Reviewed on: 9th February 2025

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