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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Excellent for someone like me to use including the a...

Excellent for someone like me to use including the app it's easy to navigate Reviewed on: 9th February 2025

Monzo - Perfect All Rounder

Monzo is an excellent banking service with perfect budgeting tools for easy views of where and when you are spending. Monzo Flex is the ideal mix of credit card functions and pay later budgeting. I can’t fault either product. With excellent Savings rates and customer support it’s the perfect all rounder bank. Reviewed on: 9th February 2025

Best app by far, I wouldn't even consider using othe...

Best app by far, I wouldn't even consider using other banks just because of the app, the others need to step up there game. Reviewed on: 9th February 2025

Lots of payment options & feels friendly to use.

Lots of payment options & feels friendly to use. Reviewed on: 9th February 2025

Very helpful team, no nonsense approach with clear a...

Very helpful team, no nonsense approach with clear and understanding answers, great bank. Reviewed on: 9th February 2025

Flex is the best

Very quick and easy service. Perfect for budgeting. Reviewed on: 9th February 2025

I have been with Monzo for a while now and find it e...

I have been with Monzo for a while now and find it easy and flexible. Reviewed on: 9th February 2025

It makes it easy to repay individual purchases and n...

It makes it easy to repay individual purchases and not loose control of spending. Reviewed on: 9th February 2025

Excellent banking services from monzo

Monzo provides options for saving, good rate on flex credit card Reviewed on: 9th February 2025

I will be honest I am so grateful to the help monzo...

I will be honest I am so grateful to the help monzo as been able to help with Reviewed on: 9th February 2025

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