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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2510 reviews)

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4.96

Based on 2,510 reviews, last reviewed 12th Jul 2025

96% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo is great! Love the Monzo app, one of the best banking apps out there. So easy to use and manage your finances and super modern. Also love the flex credit card a... Read more Reviewed on: 12th July 2025

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (2510)

The switch from a traditional bank was easy!!

The switch from a “traditional” bank was easy and the level of service and products they offer is really great. They have also been really proactive in offering higher interest rates compared to others and with easier access. Reviewed on: 19th January 2024

Really really good

I’ve used it since the start and it has allowed me amazing things, giving me way more freedom and making me feel better about money. The updates since have been really good. Reviewed on: 19th January 2024

Monzo flex is simple and efficient.

Monzo flex is simple and efficient. The only way I pay for big purchases! Reviewed on: 19th January 2024

I honestly use flex every day...

I honestly use flex every day and it has made purchases both big and small extremely simple and stress free and the 3 month no interest pay option is an absolute life saver for things like birthdays and emergencies Reviewed on: 19th January 2024

Too gud staff and services one of the best bank serv...

Too gud staff and services one of the best bank services ever Reviewed on: 19th January 2024

Used Monzo flex for a couple of months, since brinin...

Used Monzo flex for a couple of months, since brining in the 24 month option I have loved it ! Reviewed on: 19th January 2024

It's a dream credit card.

It's a dream credit card. I love that it's so flexible that it gives me different ways to manage my transaction. I now think out of the box to figure out how my transactions can work with flex in my back pocket. Reviewed on: 19th January 2024

Best online bank by far

Way above the high Street banks in terms of functionality and instant notifications on transactions. Security is also very good,as in asking if you wish to approve .transactions. Reviewed on: 19th January 2024

i think it is an amazing and easy app to use, wherev...

i think it is an amazing and easy app to use, wherever you are you are able to access is and take money out whenever you need too. can also withdraw at any point too, i think it is an all round positive appp Reviewed on: 19th January 2024

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