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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

56% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

I found it to be the best because I always I have en...

I found it to be the best because I always I have enough time to repay, enough plan options to choose from(with no interest and interest options), I don't need to contact them for increments it's done automatically just to approve by me.flexible to use and acceptable everywhere Reviewed on: 9th February 2025

Great Service

Good Service, Easy to access, user friendly app. Reviewed on: 9th February 2025

Innovative product that helps spread the cost of lar...

Innovative product that helps spread the cost of larger purchases across 3 months with no interest. Great UX during purchase. Reviewed on: 9th February 2025

Love flexing transactions and paying off over 3 months.

Love flexing transactions and paying off over 3 months. Reviewed on: 9th February 2025

Very easy to use.

Very easy to use. I really like the pay in three but also having the option to spread my payments over a longer period is excellent Reviewed on: 9th February 2025

Excellent service always gives me simple and very pr...

Excellent service always gives me simple and very practical everything. Reviewed on: 9th February 2025

Quality in Service

Excellent service in offers and benefits for the customer with efficient and effective care. Reviewed on: 9th February 2025

Great experience and easy to get along with

Great experience and easy to get along with Reviewed on: 9th February 2025

The 3 month interest free payments are a crux

The 3 month interest free payments are a crux Reviewed on: 9th February 2025

Great banking

Very good I’m enjoying using and saving with Monzo Reviewed on: 9th February 2025

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