Write a review

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

View other Monzo products

4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Purchase credit card reviews (3086)

Like the repayment options

Like the repayment options. It’s different from traditional cards Reviewed on: 17th April 2024

They keep raising interest rates.

They keep raising interest rates. Reviewed on: 17th April 2024

Always helpful, flexibility for payments, refunds an...

Always helpful, flexibility for payments, refunds and payments made easy. Reviewed on: 16th April 2024

Excellent flex card options.

Excellent flex card options. simple and easy to setup. Timely reminder notifications. Reviewed on: 16th April 2024

Monzo is so easy to use and I love the flexibility o...

Monzo is so easy to use and I love the flexibility of payments and the User interface is so easy Reviewed on: 16th April 2024

You wont be disappointed

I cant really comment on the customer service as i've barely ever used it however the services and products provided by Monzo are fantastic. With how they structure there products i feel in very much control of my finances. Simplicity of an online bank with the benefits and feel of a high street bank. Monzo just keep getting better as the years go by. Reviewed on: 16th April 2024

Always had great service.

Always had great service.glad MONZO is in my wallet Reviewed on: 16th April 2024

Why monzo is great

Monzo is a simple app to use with many great benefits like money pots , cash back services , credit card services etc Reviewed on: 16th April 2024

Great card really proactive in its use

Great card really proactive in its use Reviewed on: 16th April 2024

love how easy monzo flex is.

love how easy monzo flex is. super clear to see how much you have left to pay and how to pay off more towards your balance. Reviewed on: 16th April 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from HSBC 3.06 from 120 reviews
Purchase Credit Card
from Halifax 3.75 from 18 reviews
Credit Cards
from Smile Bank 3.00 from 4 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 923 reviews
Investments
from Monzo 4.94 from 1110 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub