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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3189 reviews)

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4.90

Based on 3,189 reviews, last reviewed 3rd Sep 2026

87% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Very flexible and zero interest and very easy to sho... Very flexible and zero interest and very easy to shopping online and store Reviewed on: 3rd September 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3189)

Very easy to use.

Very easy to use. I really like the pay in three but also having the option to spread my payments over a longer period is excellent Reviewed on: 9th February 2025

Excellent service always gives me simple and very pr...

Excellent service always gives me simple and very practical everything. Reviewed on: 9th February 2025

Quality in Service

Excellent service in offers and benefits for the customer with efficient and effective care. Reviewed on: 9th February 2025

Great experience and easy to get along with

Great experience and easy to get along with Reviewed on: 9th February 2025

The 3 month interest free payments are a crux

The 3 month interest free payments are a crux Reviewed on: 9th February 2025

Great banking

Very good I’m enjoying using and saving with Monzo Reviewed on: 9th February 2025

Nothing to complain

Nothing to complain. Excellent customer service. Reviewed on: 9th February 2025

Monzo are fab for the savings pots

Monzo are fab for the savings pots Reviewed on: 9th February 2025

Great app, very user friendly and easy to use.

Great app, very user friendly and easy to use. Reviewed on: 9th February 2025

after being debanked Monzo stepped in

I was debanked by Barclays for a reason they wouldn't disclose. I signed up for Monzo and it has been plain sailing ever since. Everything is so easy, and completely self-service, which means I don't have to wait in phone queuing systems for anything. Reviewed on: 9th February 2025

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