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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

Never had any issues at all best credit ever!

Never had any issues at all best credit ever! Reviewed on: 15th April 2024

Simple and easy to use, application process simple

Simple and easy to use, application process simple, card arrived quickly. Reviewed on: 15th April 2024

The flexi Smart.

The flexi Smart. it gives great flexibility Reviewed on: 15th April 2024

Monzo is designed for my generation Gen Z but also t...

Monzo is designed for my generation Gen Z but also takes the pain out of banking for those that are older. As someone who struggles to focus it's perfect! Reviewed on: 15th April 2024

Super straightforward UI, easy to change installment...

Super straightforward UI, easy to change installment plans and see how much I owe. Reviewed on: 15th April 2024

Good and easy to use credit card

Really good credit card, easy to use and understand what is going on with my finances (how much left to pay, what exactly I'm paying and how much interest I'm paying). Reviewed on: 15th April 2024

So versatile and intuitive to use!

So versatile and intuitive to use! Reviewed on: 15th April 2024

Flex is a phenomenal experience from start to end.

Flex is a phenomenal experience from start to end. The ability to flex payments is a godsend, and I find myself using it regularly for big purchases when I didn’t think to use my credit card. Reviewed on: 15th April 2024

Flex card provides clear and easily understandable e...

Flex card provides clear and easily understandable explanation around any charges or interest and you have full control over each payment and how you choose to pay as well as having a default choice. I love the feature to flex any debit card payments from the last 2 weeks. Thoroughly recommend Reviewed on: 15th April 2024

Happy with their service

Been with Monzo since 2017 and happy with their services. Reviewed on: 15th April 2024

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