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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Quality in Service

Excellent service in offers and benefits for the customer with efficient and effective care. Reviewed on: 9th February 2025

Great experience and easy to get along with

Great experience and easy to get along with Reviewed on: 9th February 2025

The 3 month interest free payments are a crux

The 3 month interest free payments are a crux Reviewed on: 9th February 2025

Great banking

Very good I’m enjoying using and saving with Monzo Reviewed on: 9th February 2025

Nothing to complain

Nothing to complain. Excellent customer service. Reviewed on: 9th February 2025

Monzo are fab for the savings pots

Monzo are fab for the savings pots Reviewed on: 9th February 2025

Great app, very user friendly and easy to use.

Great app, very user friendly and easy to use. Reviewed on: 9th February 2025

after being debanked Monzo stepped in

I was debanked by Barclays for a reason they wouldn't disclose. I signed up for Monzo and it has been plain sailing ever since. Everything is so easy, and completely self-service, which means I don't have to wait in phone queuing systems for anything. Reviewed on: 9th February 2025

I love Monzo!

I love Monzo! I love the app and feel I can’t go through my day without checking it Reviewed on: 9th February 2025

Very reliant and always keeps me Updated

Very reliant and always keeps me Updated with any changes in my spending also suggests great ways to save . Even when Travelling abroad. I've never had any bad experiences. Highly recommended Reviewed on: 9th February 2025

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