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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Monzo Flex Credit card is very easy and good for...

Monzo Flex Credit card Reviewed on: 12th April 2024

My Review

I like the product and is something other banks should follow with. Could do 6 month interest free BNPL option, Not so fond of the upcoming fees rise Reviewed on: 12th April 2024

The Monzo flex credit card is great.

The Monzo flex credit card is great. Keeping me very much in control of my spend. Reviewed on: 12th April 2024

The best credit card in the market.

The best credit card in the market. I can pay back interest free and option to pay early and even pay extra. They always let you know the upcoming payments. You can get help from Monzo 24/7. Excellent credit card with flexible plans. Reviewed on: 12th April 2024

Monzo flex is a great addition

Monzo flex is a great addition whilst having a monzo current account. Monzo provide great rates compared to other competitors. Reviewed on: 12th April 2024

Excellent Banking services

I’ve got Fantabulous Banking experience with Monzo. Reviewed on: 11th April 2024

Monzo Flex review

Monzo Flex has been extremely beneficial for me as I have struggled to find credit elsewhere. It’s really easy to manage payments too, which is handy if I need to spread the cost of something a little further. It’s helped me to build up my credit in a really easy, accessible and non-intimidating manner Reviewed on: 11th April 2024

Flex , there when you need me

Everything is so easy, flex is there when I need , and can repay to within my budget Reviewed on: 11th April 2024

My first credit card

It’s been my first credit card and I have found it extremely easy and intuitive to use. I’ve had zero issues and know exactly when everything needs to be paid off. Reviewed on: 11th April 2024

Great app

App is great. Flex gives you lots of control over which expenses to pay over which period of time Reviewed on: 10th April 2024

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