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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3189 reviews)

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4.90

Based on 3,189 reviews, last reviewed 3rd Sep 2026

87% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Very flexible and zero interest and very easy to sho... Very flexible and zero interest and very easy to shopping online and store Reviewed on: 3rd September 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3189)

My first credit card

It’s been my first credit card and I have found it extremely easy and intuitive to use. I’ve had zero issues and know exactly when everything needs to be paid off. Reviewed on: 11th April 2024

Great app

App is great. Flex gives you lots of control over which expenses to pay over which period of time Reviewed on: 10th April 2024

It’s been amazing, very easy to use and transparent

It’s been amazing, very easy to use and transparent Reviewed on: 10th April 2024

Very good.

Very good. Lots of control over my money Reviewed on: 10th April 2024

Amazingly easy!

Amazingly easy! Really appreciate the flexibility that comes with Monzo Flex. Reviewed on: 10th April 2024

Decent card

Fair credit limits, quick customer service. Decent card. Reviewed on: 10th April 2024

We’re in an open relationship

As a customer I feel supported and there’s a personality to this bank despite being entirely online! I trust Monzo but I also feel trusted by them too and where credit is involved, that matters. Reviewed on: 10th April 2024

When you need it helps you alot for spending money...

When you need it helps you alot for spending money Reviewed on: 10th April 2024

Unique customer banking approach

Monzo has helped me to keep track of my finances and region my financial stability due to their customer centred banking approach which is unique Reviewed on: 9th April 2024

Very easy to manage

3 months interest free installment plan is very useful. Very easy user interface in the app. Reviewed on: 9th April 2024

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