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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

New and improved klarna

I love that you can choose the payment plan, makes managing finances easier and if you get stuck behind you can easily contact them and come up with a payment plan that suits you and your budget Reviewed on: 18th March 2024

Competitive credit card compared to other banks.

Competitive credit card compared to other banks. Plus easy to pay with current account. It also enables you to change installments. Reviewed on: 18th March 2024

Really easy to get, use and track on the app.

Really easy to get, use and track on the app. Reviewed on: 17th March 2024

A top idea it’s brilliant .

A top idea it’s brilliant . So easy to use and very very understandable Reviewed on: 15th March 2024

Monzo flex is good and excellent customer service.

Monzo flex is good and excellent customer service. monzo current account is also very good Reviewed on: 14th March 2024

Absolutely phenomenal banking experience

Absolutely phenomenal banking experience Reviewed on: 14th March 2024

Monzo is great

Easy to use, easy to manage, and has a lot of saving options. The security is great. I had been a victim of minor fraud and it was resolved very quick with monzo Reviewed on: 14th March 2024

I don’t have any words for Monzo bank because it’s a...

I don’t have any words for Monzo bank because it’s a wonderful bank but I want to say that I really proud to be Monzo bank costumer. Reviewed on: 13th March 2024

Monzo flex has made my life very flexible

Monzo flex has made my life very flexible Reviewed on: 13th March 2024

Very convenient and easy to use.

Very convenient and easy to use. Reviewed on: 13th March 2024

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