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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3086 reviews)

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4.97

Based on 3,086 reviews, last reviewed 27th Mar 2026

57000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

I love monzo so much. I love monzo so much. The flex card is incredible at helping me keep track of what I am spending and encouraging me to make good financial decisions. ... Read more Reviewed on: 27th March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3086)

Monzo Flex is the most useful credit card

Monzo Flex is the most useful and affordable credit card I have and I use it very regularly and seamlessly alongside an excellent Monzo current account. Reviewed on: 3rd April 2024

Not a credit card.

Not a credit card. You can't use it like a normal card so I don't know why they claim they are Reviewed on: 2nd April 2024

Bank helps everyone every age really thanks to all team

Bank helps everyone every age really thanks to all team Reviewed on: 28th March 2024

Very good and giving credit and allows to pay winthi...

Very good and giving credit and allows to pay winthin 3 months Reviewed on: 25th March 2024

Good to use overseas

It’s good to use in Europe … but for their flex card .. they gave me a rubbish limit .. £250 … can’t buy anything with that Reviewed on: 25th March 2024

Monzo flex is really helpful.

Monzo flex is really helpful. Especially when with flight tickets, big purchases. Youve got options on how to pay for it Reviewed on: 25th March 2024

Once again, Monzo is changing the way we bank.

Once again, Monzo is changing the way we bank. Flex is a terrific idea. Reviewed on: 24th March 2024

Great Flex product and amazing app

Love Flex and love the app and visibility Reviewed on: 23rd March 2024

Monzo flex is the best.

Monzo flex is the best.. helped me in my big purchases like flight tickets.... Reviewed on: 18th March 2024

The flex account allows you to decide how you want t...

The flex account allows you to decide how you want to pay it. You can choose to pay in installment which is a nice option to have. It's also great to use on holiday when abroad Reviewed on: 18th March 2024

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