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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3124 reviews)

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4.97

Based on 3,124 reviews, last reviewed 8th Apr 2026

60700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Great, that you can choose your payment plan for all... Great, that you can choose your payment plan for all purchases. Means I can keep within my budget when paying back. Interest rate also good compared t... Read more Reviewed on: 8th April 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3124)

Since I have been banking with Monzo.

Since I have been banking with Monzo. It has been a very good experience with good customer service, prompt responses , trusted, efficient with good feedback on my finances. Hence I don’t need to worry about anything as my money was protected. Reviewed on: 6th February 2024

Love the flexibility of monzo flex !

Love the flexibility of monzo flex ! Reviewed on: 6th February 2024

Good reviews

Has been very good service until now,highly satisfied. It will be better if I can pay minimum amount for credit card sometimes. Reviewed on: 6th February 2024

I love Monzo, it is very convenient to use it...

I love Monzo, it is very convenient to use it Reviewed on: 6th February 2024

Monzo bank

Monzo is very good bank u can manage every thing by monzo app easily Reviewed on: 6th February 2024

Cool modern bank

Great bank with cool, easy to use products. Great user interface compared to all main stream banks. Managing money has never been easier, with all the money essentials in one place for example loans, overdraft and Monzo flex. Having the option to show all my other accounts is an added bonus! Reviewed on: 6th February 2024

Monzo better than old school banks

I had been banking with barclays for year's but monzo was so helpful and just amazing i honestly think old school banks shoukd watch oout for monzon and if your an immigrant in foreign country mozon should be your first choise trust me they are amzing comming from a nepal i got my first credit card from monzo called monzo flex Reviewed on: 6th February 2024

I highly appreciate the Monzo app for its user-frien...

I highly appreciate the Monzo app for its user-friendly interface and seamless navigation. The intuitive design makes managing finances effortlessly efficient. Features like real-time transaction updates, budgeting tools, and instant notifications contribute to a stress-free banking experience. Additionally, the robust security measures instill confidence in the app. Monzo's commitment to innovation and customer satisfaction sets it apart in the world of mobile banking. Reviewed on: 6th February 2024

Fantastic banking service, Fantastic banking app

Fantastic banking service, Fantastic banking app Reviewed on: 6th February 2024

Great service and app.

Great service and app. Easy to use. Reviewed on: 6th February 2024

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