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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2496 reviews)

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4.96

Based on 2,496 reviews, last reviewed 8th May 2025

4% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

There are a lot more people in there and they are go... There are a lot more people in there and they are going on the same page as Reviewed on: 8th May 2025

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (2496)

Superb and excellent

Superb and excellent service...Best flexible payment Reviewed on: 18th January 2024

Useful & Simple

Very easy to use and extremely useful in helping me manage my money in the long term and the short term. Reviewed on: 18th January 2024

Transaction has always been easy and also offer amaz...

Transaction has always been easy and also offer amazing products Reviewed on: 18th January 2024

They are really great, easy to use.

They are really great, easy to use. I love being able to choose how I pay it back and have different plans for different items. The customers support is excellent and the app is great. I have had no issues with them over the time I have used it. I have encouraged friends and family to use Monzo Flex. Reviewed on: 18th January 2024

They are understanding and non judgemental.

They are understanding and non judgemental. Quick to respond. Reviewed on: 18th January 2024

Amazing, easy to understand credit card!

A great credit card. It’s so easy to keep track of all your purchases and super easy to understand your interest free options. As with their current accounts, it’s displayed in much more appealing way than normal banks. You can Flex payments you’ve made on your Monzo current account too! The benefits keep on giving. Reviewed on: 18th January 2024

Great service!

I’ve been with Monzo for many years and I have no negative feedback. Monzo:Flex has allowed me to make larger purchases more affordable without any interest. Being able to pay early and using Flex as soon as a payment has been made is very convenient. Their customer service is 5stars too! Reviewed on: 18th January 2024

Monzo Flex is a genuine support system.

Monzo flex has been a genuine help and support system for making unforeseen costs such as the passing of my beloved dog easier in an already stressful time. Easy to do and a great way to pay in 3 with 0% interest if needed. 100% would recommend. Reviewed on: 18th January 2024

Just a great bank - fast transaction s, great credit...

Just a great bank - fast transaction s, great credit options and fast customer service Reviewed on: 18th January 2024

Brilliant bank

I have had a great banking experience with monzo with no problems whatsoever, they always keep me up to date with everything Reviewed on: 18th January 2024

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