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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (1796 reviews)

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4.96

Based on 1,796 reviews, last reviewed 17th Sep 2024

53% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo Flex Credi Card is so good that I can feel hap... Monzo Flex Credi Card is so good that I can feel happy in every transaction. Reviewed on: 17th September 2024

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (1796)

The bank that just gets it!

I couldn’t be more complimentary about Monzo as a bank account. It is easy to use, full of personality and works for you! I love the varying levels of accounts you have access to, the additional extras you can bolt on and how it gives you the ability to manage your finances your way. Monzo Flex is a great addition to their range, it keeps the buy now pay later in-house and avoids setting up with an additional lender. Fantastic experience so far! Reviewed on: 3rd March 2023

A reliable way to help spread an unexpected cost

Recently one of my pets was incredibly ill and we had to go to see an emergency vet. As you can imagine that cost an arm and a leg that I wasn't ready for, but this helped to spread that cost across a generous period with no interest. Reviewed on: 3rd March 2023

Real and flexible banking

Monzo Flex is an original step forward for consumers and highlights the pro-customer attitude Monzo holds. When Monzo Flex was launched, all my other banks suddenly offered a similar service but with half the functionality Monzo offers! Monzo really helps those months where you have a lot going out (Christmas and New Years, with birthdays and valentines around the corner!) without making you go through a gruelling process to be accepted for a credit card. Monzo Flex is the best innovation to a banking app I have seen in a long time with its implementation completed to such a high standard, and I expected nothing less than that from them. Thanks Monzo for always looking forward and after your customers. Reviewed on: 3rd March 2023

Flexible money

Flex helps me balance those bigger purchases over 3 paydays. The ability to pay in full or split it really helps to ensure I am in Control. It so much better than any credit card Reviewed on: 3rd March 2023

Excellent bank and service

Cannot fault monzo. Would choose them over any other bank Reviewed on: 3rd March 2023

Amazing feature and constantly improving

Have used this feature more times than I can count for those purchases that are a but process but you could cover over a plan. Haven't paid a penny of interest and the deferred payment is another brilliant feature! Reviewed on: 3rd March 2023

Never lets me down

This bank never lets me down , Monzo flex is first class and works well for my lifestyle . I highly recommend this bank for your everyday needs .You won’t be disappointed Reviewed on: 3rd March 2023

The Most intuitive user-Friendly Bank That Exists.

MONZO has completely turned the banking world around. MONZO FLEX is innovative, forward-thinking, but also responsible at the same time. It has been a complete game changer having a MONZO/FLEX account. I would highly recommend it. Reviewed on: 3rd March 2023

Pretty much idiot proof!

It’s so easy to get flex set up, to make a purchase and have finance that is easy to understand and in plain English. Monzo even send you reminders when your payment is coming up so there’s no surprises. Flex helps with those purchases that I can’t afford out right and let’s me spread it out to suit me. Reviewed on: 3rd March 2023

Easy and manageable account

very easy account to manage, you are in total control of this account and is easy to keep a eye on your balance and payments. Reviewed on: 3rd March 2023

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