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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2506 reviews)

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4.96

Based on 2,506 reviews, last reviewed 17th Jun 2025

72% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

4

.Easy access to credit - a little too easy Monzo Flex is a great way to spread the cost of purchases in the moment, but it is a very expensive way of doing so if you’re not paying it off over t... Read more Reviewed on: 17th June 2025

Latest lowest rating:

1

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (2506)

With Monzo flex life it a little easier.

With Monzo flex life it a little easier. Reviewed on: 18th January 2024

Monzo flex is really useful I use it a lot for payme...

Monzo flex is really useful I use it a lot for payments that would usually just come straight out of my debit card. Reviewed on: 18th January 2024

Fantastic.

Fantastic. Best banking app there is. Incredibly easy to contact and always helpful when you get through to them. Very fair with all the financial options they offer and the app is incredibly neat and clean. Reviewed on: 18th January 2024

Has every feature I need, I recommend Monzo to everyone

Has every feature I need, I recommend Monzo to everyone Reviewed on: 18th January 2024

Easy to use and understand.

Easy to use and understand. I can see exactly how much will be taken and when, all my transactions and I can budget as I need to. It's a great credit card! Reviewed on: 18th January 2024

Love Monzo!

Love Monzo! Fantastic bank. Cares about its customers always taking on board feedback. Fantastic Reviewed on: 18th January 2024

Incredible product!

Incredible product! Excellent customer care and a hugely customer centric approach. I use Monzo for all my financial needs. Debit, credit, savings, joint account, and investments. Reviewed on: 18th January 2024

My monzo expirience

Since joining monzo i have had a great expirienxe and find it very easy to use and has helped me alot with managing my spending Reviewed on: 18th January 2024

Always helpful with problems, great that you get mon...

Always helpful with problems, great that you get money a day early Reviewed on: 18th January 2024

I love how easy it is to use

I love how easy it is to use the flex the option to have 0% interest on all payments for 3 months is really useful feature or letting you know upfront how much interest you’ll pay is so useful. The app is really user friendly and intuitive. It giving the option to pay off individual charges so can see how much interest can save is really helpful feature. Reviewed on: 18th January 2024

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