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Monzo: Flex Credit Card reviews

4.96
Based on 1,796 reviews, last reviewed 17th Sep 2024
53% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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2%
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0%
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Latest highest rating:

5

Monzo Flex Credi Card is so good that I can feel hap... Monzo Flex Credi Card is so good that I can feel happy in every transaction. Reviewed on: 17th September 2024
Niaz Morshed's avatar
Niaz Morshed

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024
AndyP's avatar
AndyP

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (1796)

Flex changes the way I manage credit!

5
Monzo Flex makes life easier when unexpected bills drop! Ability to split it, within your own bank helps spread the impact of the unexpected Reviewed on: 3rd March 2023

Phenomenal creation

5
I use flex extensively throughout the month to plan out long term spending and ensure I have the funds to cover everything in this time of soaring costs. I can honestly say, this product changed the way I handle money and got me out of many bad habits by allowing me to feel in control of my spending for the first time since having a bank account. Reviewed on: 3rd March 2023

Flex them all

5
As a person who doesn't want a credit card and finds interest free credit agreements a pain flex has been a god send. Very quick and easy to use and I love that it's always interest free if going for 3 months Reviewed on: 3rd March 2023

An Absolute Dream

5
Monzo Flex is great, I’m not sure what I’d do with out it. Reviewed on: 3rd March 2023

Why was this not invested before!

5
Flex is so much easier, clearer, flexible and fairer then using a standard credit card, allow me to be able to pay for those purchases how I want with the ability to increase the length of time if the coming month(s) are tighter than expected! - Amazing innovation a must win - Good Luck! Reviewed on: 3rd March 2023

Monzo is the new world for simplicity

5
Ever since I started banking with Monzo in November 2016, I have not had to waste time queuing up in a bank. The way they have set up the app is so intuitive that even technophobic people can carry out their banking needs with ease. I love the fact that you can set up interest bearing savings pots from the comfort of wherever you have a secure internet connection and not have to sign paperwork etc which historically were written in degree level English is microscopic print. My brother and my nephew also bank with them as a result of my excellent stress free experiences. Reviewed on: 3rd March 2023

Vasile Bondaret

5
Its the Best Monzo Bank Reviewed on: 3rd March 2023

Amazing Bank, Easy to use and understand!

5
Monzo has been an amazing bank that’s really easy to use. They offer a lot of help in app and consider helping a lot of people by offering credit to help such as Monzo Flex Reviewed on: 3rd March 2023

Monzo is class

5
Monzo is a serial winner, good at everything it does for banking. Reviewed on: 3rd March 2023

Modern, user friendly, lots of cool features

5
Monzo is very up to date with the requirements of modern spenders. The ability to follow transactions and pool together similar transaction types, show much much has been spend in total at one particular retailer or send to one particular friend make spending habits easy to follow. Account lots make it easy to save and spend. Monzo Flex is a great alternative to a credit card if you want to spread your purchase over three months. Reviewed on: 3rd March 2023

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