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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3124 reviews)

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4.97

Based on 3,124 reviews, last reviewed 8th Apr 2026

60700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Great, that you can choose your payment plan for all... Great, that you can choose your payment plan for all purchases. Means I can keep within my budget when paying back. Interest rate also good compared t... Read more Reviewed on: 8th April 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3124)

good experience

Very good experience using Monzo services, enjoying flex Reviewed on: 6th February 2024

Fantastic bank!

Fantastic bank! Way better than the banks I have previously been with- NatWest and Barclays! Reviewed on: 6th February 2024

Made the switch

Been using it for a number of years now, and so user friendly and full of features I took the plunge and made it my everyday current account! Reviewed on: 6th February 2024

Customer service now non existent - extremely good p...

Customer service now non existent - extremely good product until something goes wrong. Agents are now outsourced and don’t understand a single thing about the products you might have a problem with Reviewed on: 6th February 2024

It is amazing bank!

It is amazing bank! I am happy to using monzo Reviewed on: 6th February 2024

Really great experience.

Really great experience. Monzo was there whenever I had a troube. Reviewed on: 6th February 2024

Great Customer Service and Features

Any queries I have, I know I can message Monzo and get a speedy response asap. They are always able to solve any issue. They have great aspects of the app which make is easy to manage your money. Flex is really easy to use and a brilliant way of managing easy access credit. Reviewed on: 6th February 2024

Great credit Card option, easy to manage

I’ve been using Monzo flex since it first released and it’s absolutely great. Easy to use and understand, it fully shows all and any interest charges and the paying options. I’ve never had an issue with using the flex card Reviewed on: 6th February 2024

The app is quick and easy to use.

The app is quick and easy to use. You get to personalise it to your choice with ease. There's a quick response for any issues through the app. It's the only bank I use as I trust the app and how it works. Reviewed on: 6th February 2024

I really help in my daily life & it's make my all tr...

I really help in my daily life & it's make my all transection so easy,. Reviewed on: 6th February 2024

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