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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3124 reviews)

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4.97

Based on 3,124 reviews, last reviewed 8th Apr 2026

60700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Great, that you can choose your payment plan for all... Great, that you can choose your payment plan for all purchases. Means I can keep within my budget when paying back. Interest rate also good compared t... Read more Reviewed on: 8th April 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3124)

Love it!

Love it Great service Best credit card in the whole world! Reviewed on: 6th February 2024

Fantastic app makes banking a breeze.

Fantastic app makes banking a breeze. Flex is truly innovative in how it enables you to control and understand your money. Built with transparency in mind ensures you are always in control. Reviewed on: 6th February 2024

Easy to set up and love that you get full control wi...

Easy to set up and love that you get full control with it! You can change flex as needed and live that can pay more off with no penalties. So convenient Reviewed on: 6th February 2024

Monzo r amazing

I would recommend anyone to Monzo amazing service Reviewed on: 6th February 2024

Easy to use process, simple, explanatory and theres...

Easy to use process, simple, explanatory and theres always clear information explaining upcoming payments and ways to reduce your payments futher Reviewed on: 6th February 2024

Always very quick to respond.

Always very quick to respond. Helpful and knowledgable advisers. Reviewed on: 6th February 2024

Monzo bank is so easy to use

I cannot think of another bank that is so easy to use and just brilliant at what they do. Customer service is only a message or phone call away and very quick to respond to your requests. I can’t recommend them enough Reviewed on: 6th February 2024

Super easy setup & very clear rates

Super easy setup & very clear rates Reviewed on: 6th February 2024

Just brilliant!

Just brilliant! Almost everything you would want in a bank! Reviewed on: 6th February 2024

nice experience with Monzo

I had nice experience with Monzo and it has never disappointed me. Reviewed on: 6th February 2024

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