Write a review

Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (1796 reviews)

View other Monzo products | Find out more about this product

4.96

Based on 1,796 reviews, last reviewed 17th Sep 2024

53% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo Flex Credi Card is so good that I can feel hap... Monzo Flex Credi Card is so good that I can feel happy in every transaction. Reviewed on: 17th September 2024

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

Read all reviews Write a review

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Review Monzo: Flex Credit Card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Credit Card reviews (1796)

Finally a bank that thinks like me!

I like to plan, I like to be able to separate my money and when times are tight I love flex! The ability to control how much interest I pay, pay back early and spread the cost without the fear of hefty loan repayment fees is wonderful. Thanks monzo! Reviewed on: 3rd March 2023

Does what it says on the tin

Monzo Flex is great, so easy to use and useful being able to spread a purchase over a few months interest free! Reviewed on: 3rd March 2023

I really feel like Ive been put first

Monzo flex is a brilliant product - I’ve used 5 other BNPL products and this one is by far the best - so easy to use, so transparent and of course incredibly flexible for finance. My favourite thing about it is how it’s integrated with Monzo trends and your debit card where you can flex almost anything you’ve already spent on. It’s very reliable and never had to suffer declines like I do with other credit companies. Love it and will keep using it Reviewed on: 3rd March 2023

My most used banking feature

Flex was amazing over Christmas for present buying and other large purchases to help spread the cost so easily Reviewed on: 3rd March 2023

Best bank app by far

It’s basically all I need from a bank app in a nice dressing. Budgeting, savings pots with interests and flex payment Reviewed on: 3rd March 2023

Really good service

I have used Flex many times, it really helps with those unexpected payments and is much easier to work out how much the credit will cost over the short term than a credit card. Reviewed on: 3rd March 2023

Really love the flexibility of flex

Flex is a nice credit facility that helps me manage my daily expenses and spread larger expenses over longer periods. I’d love to see Flex extend the from 1 year to 3 year credit financing Reviewed on: 3rd March 2023

Life changing

It has really changed the way I spend money. I just make purchases now and pay it off in full or in instalments next month, really helps especially when you have unexpected costs creeping up or a new video game gets released mid month :) Reviewed on: 3rd March 2023

Jail Breaker

Helps in both short and long term projects Reviewed on: 3rd March 2023

Just amazing

I’ve joined them as I was let down by my old bank and their app. Monzo just ticks all the boxes and offers so many features in the app. Just amazing Reviewed on: 3rd March 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub