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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Excellent banking with great features like flex card

Excellent banking with great features like flex card Reviewed on: 7th February 2024

Great app features

Simple and easy to use. Like yhe card features withing the app, such as seeing your card number and being able to copy it when wanting the number for forms/online shopping. Reviewed on: 7th February 2024

Not too much to say but being a new member I can say...

Not too much to say but being a new member I can say, I have been blessed by Monzo bank because they do listen to their customers and Flex has made my life more easier because i can choose how and when i can pay! It's indeed a flexible account like it's name! Reviewed on: 7th February 2024

Happy to use Flex

Very good and easy access it gives free internet when we choose the plans highly recommend Reviewed on: 7th February 2024

Great bank overall with great app.

Great bank overall with great app. Reviewed on: 7th February 2024

Absolutely brilliant!

Absolutely brilliant! Helps out in those tricky situations with funds. Reviewed on: 7th February 2024

It was great, hassle free and easy to use.

It was great, hassle free and easy to use. Worked best for me, one of the best credit card platform I've ever experienced. Reviewed on: 7th February 2024

It’s my main account it’s amazing

It’s my main account it’s amazing Reviewed on: 7th February 2024

Today, more than ever

Today, more than ever, customers need flexibility in their banking. So having lobbies are open to serve them, but our technology helps make banking on the go even more convenient. We offer the same useful features as larger banks, including online and mobile banking, mobile check deposit, and mobile bill pay Reviewed on: 7th February 2024

It was so helpful and easy to use

It was so helpful and easy to use Reviewed on: 7th February 2024

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