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Monzo: Flex Purchase credit card reviews

4.97
Based on 3,125 reviews, last reviewed 10th Apr 2026
60800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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2%
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0%
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0%
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0%

Latest highest rating:

5

Easy to navigate, good for emergencies, low interest! Easy to navigate, good for emergencies, low interest! Reviewed on: 10th April 2026
Rachael B's avatar
Rachael B

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025
JN's avatar
JN

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3125)

nice experience with Monzo

5
I had nice experience with Monzo and it has never disappointed me. Reviewed on: 6th February 2024

Fantastic services, reliable and easy to use

5
Fantastic services, reliable and easy to use Reviewed on: 6th February 2024

Monzo is easy to use especially their Monzo flex ser...

5
Monzo is easy to use especially their Monzo flex service Reviewed on: 6th February 2024

Amazing service, great technology.

5
Amazing service, great technology. Great user interface. 10/10. Would not use another bank ever again. Keep it up. Reviewed on: 6th February 2024

Easy to use.

5
Easy to use. Practical, user friendly, amazing app. What more is there to say? Reviewed on: 6th February 2024

I love my Monzo, it’s just so easy to use.

5
I love my Monzo, it’s just so easy to use. Even for less tech savvy people like me. It’s simple to use and easy to get help if you are stuck with something. Reviewed on: 6th February 2024

Excellent service and will recommend to everyone!

5
Excellent service and will recommend to everyone! Reviewed on: 6th February 2024

All round simple and convenient

5
Monzo Flex is nicely integrated into the app, has reasonable interest rates (and a generous interest free period). The ability to retrospectively flex a translation is handy at the end of the month Reviewed on: 6th February 2024

Class app.

5
Class app. Love it. Makes other banks looks ancient. Reviewed on: 6th February 2024

Love you Monzo

5
No complaints. Always been by my side Reviewed on: 5th February 2024

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