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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Love it!

Very innovative credit card which allows you to split a transanction to 3 payments for free. I havent seen other provider offering that Reviewed on: 7th February 2024

Super easy to access and understand for every age !

Super easy to access and understand for every age ! Reviewed on: 7th February 2024

I use if every month.

I use if every month for splitting larger purchases into 3-6 month installments. Reviewed on: 7th February 2024

Very helpful with all my needs.

Very helpful with all my needs.flex is amazing for those extra expenses when you want to split a purchase Reviewed on: 7th February 2024

Very easy to use and accepted everywhere would not b...

Very easy to use and accepted everywhere would not be with out it Reviewed on: 7th February 2024

Smart financial technology & great financial products

Monzo provide a range of financial products and tools that allow me to better manage my money. Everything is in the app and labelled/ explained in clear terms: I can predict/forecast spend/income. Reviewed on: 7th February 2024

Easy to use, fast and intuitive.

Easy to use, fast and intuitive. Reviewed on: 7th February 2024

Easy, quick, intuitive and modern

Easy, quick, intuitive and modern Reviewed on: 7th February 2024

They all work so hard for me.

They all work so hard for me. No problem is to small to talk to them about. Reviewed on: 7th February 2024

Excellent service and amazing products that are avai...

Excellent service and amazing products that are available to all economic backgrounds, a fair lender too. Downside is, the customer service could be better for the kind of amazing service they offer Reviewed on: 6th February 2024

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