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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3125 reviews)

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4.97

Based on 3,125 reviews, last reviewed 10th Apr 2026

60800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Easy to navigate, good for emergencies, low interest! Easy to navigate, good for emergencies, low interest! Reviewed on: 10th April 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3125)

Never had any issues, easy enough to use.

Never had any issues, easy enough to use.great service Reviewed on: 5th February 2024

Monzo is really good for being able to flex payments...

Monzo is really good for being able to flex payments with little to no interest rates it also makes me feel comfortable spending my money Reviewed on: 5th February 2024

Consolidate accounts

Very simple to switch to current account and I like having all my cards in one place such as Flex and other providers Reviewed on: 5th February 2024

Flex(ibility)

Flex gives me exactly what is says on the tin- flexibly with my finances. Reviewed on: 4th February 2024

The app is amazing, so easy to use.

The app is amazing, so easy to use. They make banking simple. I love the way you can flex with the credit card spend so larger purchases can be spread out over a few months interest free. Reviewed on: 4th February 2024

Great bank and been with it since the start and help...

Great bank and been with it since the start and helped me save and use their flex card for many purchases and really how to use money well n invest aswell Reviewed on: 4th February 2024

Good experience

Monzo is generally easy to use, accessible, and had a good app UI that is simple to navigate. Most importantly, Monzo is incredibly simple and easy to use while abroad which has saved me a lot of money. All of this makes for an overall pleasant experience and I would recommend Monzo to most people as a tool for helping to get on top of holiday spending/budgeting. Reviewed on: 4th February 2024

Best of the best!

Very nice bank! If more positive like! Reviewed on: 4th February 2024

Great daily use bank

Monzo is quick and easy to set-up and use. It provides flexibility to its customers and allows for easy banking. I think it's great for everyday banking and small savings. Reviewed on: 4th February 2024

Monzo saves my money, gives me interest every month...

Monzo saves my money, gives me interest every month and attends to every query that i have in a timely manner. I honestly love it Reviewed on: 4th February 2024

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