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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3189 reviews)

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4.90

Based on 3,189 reviews, last reviewed 3rd Sep 2026

87% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Very flexible and zero interest and very easy to sho... Very flexible and zero interest and very easy to shopping online and store Reviewed on: 3rd September 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3189)

It was so helpful and easy to use

It was so helpful and easy to use Reviewed on: 7th February 2024

Love it!

Very innovative credit card which allows you to split a transanction to 3 payments for free. I havent seen other provider offering that Reviewed on: 7th February 2024

Super easy to access and understand for every age !

Super easy to access and understand for every age ! Reviewed on: 7th February 2024

I use if every month.

I use if every month for splitting larger purchases into 3-6 month installments. Reviewed on: 7th February 2024

Very helpful with all my needs.

Very helpful with all my needs.flex is amazing for those extra expenses when you want to split a purchase Reviewed on: 7th February 2024

Very easy to use and accepted everywhere would not b...

Very easy to use and accepted everywhere would not be with out it Reviewed on: 7th February 2024

Smart financial technology & great financial products

Monzo provide a range of financial products and tools that allow me to better manage my money. Everything is in the app and labelled/ explained in clear terms: I can predict/forecast spend/income. Reviewed on: 7th February 2024

Easy to use, fast and intuitive.

Easy to use, fast and intuitive. Reviewed on: 7th February 2024

Easy, quick, intuitive and modern

Easy, quick, intuitive and modern Reviewed on: 7th February 2024

They all work so hard for me.

They all work so hard for me. No problem is to small to talk to them about. Reviewed on: 7th February 2024

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