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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Monzo flex has been life changing!

Monzo flex has been life changing! They allow me to spend smartly but also simply laid out to be able to mange my finances easier and more in depth! My only wise is my limit was higher haha! Reviewed on: 6th February 2024

!!!MONeyZone!!!

Kudos team monzo for providing an excellent product called monzo flex as the name suggest which has the most flexible features for a customer to make payments and repayment as well. I wish you a great success!! Reviewed on: 6th February 2024

Monzo flex

Modern, instant and refreshing way of using a credit card. Still some improvements to be made as it evolves and matures but miles better than everything else. Reviewed on: 6th February 2024

Verysafe.

Sunteți o bancă alături de oameni. Bravo, Felicitări Reviewed on: 6th February 2024

Since I have been banking with Monzo.

Since I have been banking with Monzo. It has been a very good experience with good customer service, prompt responses , trusted, efficient with good feedback on my finances. Hence I don’t need to worry about anything as my money was protected. Reviewed on: 6th February 2024

Love the flexibility of monzo flex !

Love the flexibility of monzo flex ! Reviewed on: 6th February 2024

Good reviews

Has been very good service until now,highly satisfied. It will be better if I can pay minimum amount for credit card sometimes. Reviewed on: 6th February 2024

I love Monzo, it is very convenient to use it...

I love Monzo, it is very convenient to use it Reviewed on: 6th February 2024

Monzo bank

Monzo is very good bank u can manage every thing by monzo app easily Reviewed on: 6th February 2024

Cool modern bank

Great bank with cool, easy to use products. Great user interface compared to all main stream banks. Managing money has never been easier, with all the money essentials in one place for example loans, overdraft and Monzo flex. Having the option to show all my other accounts is an added bonus! Reviewed on: 6th February 2024

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