Write a review

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3124 reviews)

View other Monzo products

4.97

Based on 3,124 reviews, last reviewed 8th Apr 2026

60700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Great, that you can choose your payment plan for all... Great, that you can choose your payment plan for all purchases. Means I can keep within my budget when paying back. Interest rate also good compared t... Read more Reviewed on: 8th April 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Purchase credit card reviews (3124)

They are amazing, makes banking so much easier.

They are amazing, makes banking so much easier. That’s all there is to it. Reviewed on: 4th February 2024

Just easy peazy

Easy to use… accessible for most if not all Reviewed on: 4th February 2024

Love Monzo!

Love Monzo, the best bank I’ve ever used. Reviewed on: 3rd February 2024

Ideal for people new to credit

Ideal for people new to credit and very simple to setup Reviewed on: 3rd February 2024

Hassel free to handle, given enough time to repay wi...

Hassel free to handle, given enough time to repay without interest. Reviewed on: 3rd February 2024

All good , best bank ever , everything goes smoothly...

All good , best bank ever , everything goes smoothly , never had a problem banking with monzo Reviewed on: 3rd February 2024

Flex gives your freedom to decide.

The flexibility to pay for things on your card and then flex them retrospectively is amazing. It means you can move your money around and not have to worry right in the moment. Reviewed on: 3rd February 2024

Without a doubt the best bank to use.

The best bank I have ever had! I'll never have another account again, been with monzo years and I plan on staying with them. Everything you could possible need is in one place, so easy to understand and so clear to use, the customer service is top notch too! Flex is an amazing addition too and has massively helped me out when I've needed it most! Monzos the oneeeee! Reviewed on: 3rd February 2024

Very easy to use and interests is the best

Very easy to use and interests is the best Reviewed on: 3rd February 2024

Good investment stock

Good investment very happy in returns Reviewed on: 3rd February 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Allied Irish Bank - AIB 3.00 from 6 reviews
Chrome Card
from Vanquis 4.18 from 8 reviews
Credit card
from 118 118 Money 4.86 from 2662 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 932 reviews
Investments
from Monzo 4.94 from 1119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub