Write a review

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3124 reviews)

View other Monzo products

4.97

Based on 3,124 reviews, last reviewed 8th Apr 2026

60700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Great, that you can choose your payment plan for all... Great, that you can choose your payment plan for all purchases. Means I can keep within my budget when paying back. Interest rate also good compared t... Read more Reviewed on: 8th April 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Purchase credit card reviews (3124)

Monzo just works.

Monzo works. I'm able to do all I want to do with a bank on Monzo. Reviewed on: 3rd February 2024

Easily the best bank

Easy to use app. Tons of features. Easy access to all my money and savings. Best customer service I've seen with a bank, quick to respond and helpful. No messing around on the phone or on hold. Reviewed on: 3rd February 2024

I use Monzo Flex all the time.

I use Monzo Flex all the time. It's a very simple way to split payments up natively within the banking app. 3 months interest free is great and even extending to 6 months interest free over Christmas. Reviewed on: 3rd February 2024

Everything you need in one app

Monzo has by far the best banking app out there. Everything is well laid out and all the info is easy to understand and transparent. I especially love that I can have investments, savings, mortgage, etc all in one app. Reviewed on: 3rd February 2024

Best bank

Monzo is easy to use and the app has many functions combined . Reviewed on: 3rd February 2024

Excellent user friendly layout and services

Excellent user friendly layout and services Reviewed on: 3rd February 2024

Great experience.

Great experience.I recommended to anyone. Reviewed on: 3rd February 2024

Fantastic bank to use

Fantastic bank to use - has helped me manage my money Reviewed on: 3rd February 2024

Monzo is more friendly and most convenient bank

Monzo is more friendly and most convenient bank I have ever used, it's so simple and easy to understand and handy to use, it also had great benefits and gives many options to the customer it's a great bank with great customer service thank you Monzo Reviewed on: 3rd February 2024

Great in app experiences and pleasing to the eye, Mo...

Great in app experiences and pleasing to the eye, Monzo avoids using jargon and simple in its terms Reviewed on: 3rd February 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Extra Card
from Capital One 3.56 from 6 reviews
Credit Card
from Shop Direct 4.67 from 6 reviews
Credit card
from HSBC 3.06 from 120 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 932 reviews
Investments
from Monzo 4.94 from 1119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub