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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3124 reviews)

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4.97

Based on 3,124 reviews, last reviewed 8th Apr 2026

60700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Great, that you can choose your payment plan for all... Great, that you can choose your payment plan for all purchases. Means I can keep within my budget when paying back. Interest rate also good compared t... Read more Reviewed on: 8th April 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3124)

Monzo is practical efficient and playful.

Monzo is practical efficient and playful. I'm very happy. Reviewed on: 3rd February 2024

Flexibility and Credit Score

I love the flexibility it gives and allows me to improve my credit score Reviewed on: 2nd February 2024

Great bank and credit provider.

Great bank and credit provider. Simple to use, very clear fees and easy to pay of quicker if needed. Reviewed on: 2nd February 2024

Simple to use, transparent & so easy to manage.

Simple to use, transparent & so easy to manage. Reviewed on: 2nd February 2024

Best online bank

Fasttqstic online bank and make opening accounts very easy with any jargon! Reviewed on: 2nd February 2024

So easy to navigate the app, and everything is well...

So easy to navigate the app, and everything is well explained Reviewed on: 2nd February 2024

Best banking app EVER

I have never come across such a customer focus and user friendly service- in any sector. Let alone the banking sector which is infamous for lengthy paperwork and tedious process. Monzo is fast, efficient and provides a delightful experience. They keep versioning their app, to ensure they provide the best experience. Reviewed on: 2nd February 2024

Monzo’s great.

Monzo’s great. Investing pot is amazing, flex is a great feature. New cash back options the apps amazing. It’s overall a great bank. Reviewed on: 2nd February 2024

Amazing, easy to use and provides full control over...

Amazing, easy to use and provides full control over finances with ease Reviewed on: 2nd February 2024

Monzo - simple and effective banking

I have never had any issues with Monzo I’ve found using the flex extremely useful and easy Reviewed on: 2nd February 2024

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