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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Love the ease of everything and being able to watch...

Love the ease of everything and being able to watch interest rise daily/monthly. Reviewed on: 6th February 2024

Flex is easy to use fast & convenient with simple te...

Flex is easy to use fast & convenient with simple terms stated upfront Reviewed on: 6th February 2024

I absolutely love Monzo

I absolutely love Monzo, it’s completely changed my money habits for the better, with it being so easy to manage my money. Reviewed on: 6th February 2024

Best bank ever!

Incredible app, easy to use, visibility of spending and saving. Different options to spread across Flex payments. I have got everyone of my family with Monzo and they love it as much as I do! Transferring money has never been easier and the search feature is amazing. Reviewed on: 6th February 2024

good experience

Very good experience using Monzo services, enjoying flex Reviewed on: 6th February 2024

Fantastic bank!

Fantastic bank! Way better than the banks I have previously been with- NatWest and Barclays! Reviewed on: 6th February 2024

Made the switch

Been using it for a number of years now, and so user friendly and full of features I took the plunge and made it my everyday current account! Reviewed on: 6th February 2024

Customer service now non existent - extremely good p...

Customer service now non existent - extremely good product until something goes wrong. Agents are now outsourced and don’t understand a single thing about the products you might have a problem with Reviewed on: 6th February 2024

It is amazing bank!

It is amazing bank! I am happy to using monzo Reviewed on: 6th February 2024

Really great experience.

Really great experience. Monzo was there whenever I had a troube. Reviewed on: 6th February 2024

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