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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Great Customer Service and Features

Any queries I have, I know I can message Monzo and get a speedy response asap. They are always able to solve any issue. They have great aspects of the app which make is easy to manage your money. Flex is really easy to use and a brilliant way of managing easy access credit. Reviewed on: 6th February 2024

Great credit Card option, easy to manage

I’ve been using Monzo flex since it first released and it’s absolutely great. Easy to use and understand, it fully shows all and any interest charges and the paying options. I’ve never had an issue with using the flex card Reviewed on: 6th February 2024

The app is quick and easy to use.

The app is quick and easy to use. You get to personalise it to your choice with ease. There's a quick response for any issues through the app. It's the only bank I use as I trust the app and how it works. Reviewed on: 6th February 2024

I really help in my daily life & it's make my all tr...

I really help in my daily life & it's make my all transection so easy,. Reviewed on: 6th February 2024

Love it!

Love it Great service Best credit card in the whole world! Reviewed on: 6th February 2024

Fantastic app makes banking a breeze.

Fantastic app makes banking a breeze. Flex is truly innovative in how it enables you to control and understand your money. Built with transparency in mind ensures you are always in control. Reviewed on: 6th February 2024

Easy to set up and love that you get full control wi...

Easy to set up and love that you get full control with it! You can change flex as needed and live that can pay more off with no penalties. So convenient Reviewed on: 6th February 2024

Monzo r amazing

I would recommend anyone to Monzo amazing service Reviewed on: 6th February 2024

Easy to use process, simple, explanatory and theres...

Easy to use process, simple, explanatory and theres always clear information explaining upcoming payments and ways to reduce your payments futher Reviewed on: 6th February 2024

Always very quick to respond.

Always very quick to respond. Helpful and knowledgable advisers. Reviewed on: 6th February 2024

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