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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3124 reviews)

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4.97

Based on 3,124 reviews, last reviewed 8th Apr 2026

60700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Great, that you can choose your payment plan for all... Great, that you can choose your payment plan for all purchases. Means I can keep within my budget when paying back. Interest rate also good compared t... Read more Reviewed on: 8th April 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3124)

Amazing Bank - customer service is the best

Amazing Bank - customer service is the best Reviewed on: 2nd February 2024

Love monzo flex

Best credit facilities i’ve used - easy to keep on track and easy to manage in the app. Wish there were more default options though (3 month interest free default for example). Easy to pay back early too. Reviewed on: 2nd February 2024

Top class flex

Overall all the flex features and how they work are amazing, very clear and simple. Reviewed on: 2nd February 2024

Easy and intuitive, the flexibility makes the differ...

Easy and intuitive, the flexibility makes the difference. Reviewed on: 2nd February 2024

When am on holiday i can used my Monzo card and it...

When am on holiday i can used my Monzo card and it cost lest than any other bank Reviewed on: 2nd February 2024

Very user friendly.

Very user friendly. Could add more features in terms of providing various savings accounts Reviewed on: 2nd February 2024

I love using Monzo.

I love using Monzo. Simple UI, great features Reviewed on: 2nd February 2024

Monzo it’s so easy to use.

Monzo it’s so easy to use. I’ve never had any problems and I’ve been with them for many years now. Monzo flex is a great way to spread costs of certain things, I don’t use it for every day items but you could if you wanted to Reviewed on: 2nd February 2024

Easy to use - all details, summary of any charges ve...

Easy to use - all details, summary of any charges very clear Reviewed on: 2nd February 2024

Best bank

So easy to get anything you want done. Great customer service. Good interest rates for savings. Incredible credit card option. Reviewed on: 2nd February 2024

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