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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Monzo bank is so easy to use

I cannot think of another bank that is so easy to use and just brilliant at what they do. Customer service is only a message or phone call away and very quick to respond to your requests. I can’t recommend them enough Reviewed on: 6th February 2024

Super easy setup & very clear rates

Super easy setup & very clear rates Reviewed on: 6th February 2024

Just brilliant!

Just brilliant! Almost everything you would want in a bank! Reviewed on: 6th February 2024

nice experience with Monzo

I had nice experience with Monzo and it has never disappointed me. Reviewed on: 6th February 2024

Fantastic services, reliable and easy to use

Fantastic services, reliable and easy to use Reviewed on: 6th February 2024

Monzo is easy to use especially their Monzo flex ser...

Monzo is easy to use especially their Monzo flex service Reviewed on: 6th February 2024

Amazing service, great technology.

Amazing service, great technology. Great user interface. 10/10. Would not use another bank ever again. Keep it up. Reviewed on: 6th February 2024

Easy to use.

Easy to use. Practical, user friendly, amazing app. What more is there to say? Reviewed on: 6th February 2024

I love my Monzo, it’s just so easy to use.

I love my Monzo, it’s just so easy to use. Even for less tech savvy people like me. It’s simple to use and easy to get help if you are stuck with something. Reviewed on: 6th February 2024

Excellent service and will recommend to everyone!

Excellent service and will recommend to everyone! Reviewed on: 6th February 2024

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