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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (1796 reviews)

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4.96

Based on 1,796 reviews, last reviewed 17th Sep 2024

59% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo Flex Credi Card is so good that I can feel hap... Monzo Flex Credi Card is so good that I can feel happy in every transaction. Reviewed on: 17th September 2024

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (1796)

Super Duper positive experience.Very quick in action.

I am more than satisfied with my Monzo,and it is really very very fast,I transfer money internationally in less than 10 seconds, very much user friendly.I am Fan of Flex associated with Monzo Reviewed on: 3rd March 2023

AMAZING MONZO!

Absolutely LOVE this product! I currently have a credit card which I am paying off the old fashioned way but with Flex I have been able to use this to help me and the monthly payments are manageable at what I set myself....Also interest free option for 3 mths which refreshed again once you've paid it off! What's not to love! A few traditional banks could learn a thing or two from this company! Reviewed on: 3rd March 2023

Easy to use

Love how easy flex is to use! Love that you have to option for 0% interest over 3 months or longer term with interest. Easy to pay off early as well Reviewed on: 3rd March 2023

Best Banking app by far

Loved my savings, debit transactions, credit card of choice and overall best experience Reviewed on: 3rd March 2023

Monzo Flex is so much clearer

Finally, a credit product which is easy to understand, up front about fees, and clear. Reviewed on: 3rd March 2023

I believe this is the one and only true BNPL.

BNPL is getting traction a lot nowadays amid inflation. The only topmost reason among many I use Monzo flex is its true to its nature ie the first installment is not due at the time of purchase but at the end of the month. This means you don't have to fork out the first installment right at the time. I don't think I know other BNPL options that does this. Huge thumbs up to the Monzo flex team for this feature. Reviewed on: 3rd March 2023

Couldn't be simpler or more useful

Flexing any payment is a breeze even if you don't use the dedicated card number they give you for it. Having the choice to pay early in part or in full really helps with variable income. It's always clear how much you owe and how much your next installment is. They even gave the option for a couple of longer term options, still interest free. Reviewed on: 3rd March 2023

Easy as pie

Super helpful to quickly and easily flex a payment, interest rates and full cost is clear up front and it couldn't be simpler to use the card both online and in store! Reviewed on: 3rd March 2023

Easy flex

This is an amazing feature, made even better now you don't need to cover the first payment. Quick and easy and can see everything in the app so you know where you are. Reviewed on: 3rd March 2023

Brillant simple and effective product

What more can I say the product is faultless so simple to use, flexible and provides everything I need! Reviewed on: 3rd March 2023

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