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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3124 reviews)

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4.97

Based on 3,124 reviews, last reviewed 8th Apr 2026

60700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Great, that you can choose your payment plan for all... Great, that you can choose your payment plan for all purchases. Means I can keep within my budget when paying back. Interest rate also good compared t... Read more Reviewed on: 8th April 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3124)

Monzo let’ you Flex your muscles

Monzo flex is easy to use worldwide with no extra charges. It lets you plan your savings and park expenses into monthly instalments which is a saviour especially when the cost of living is so high. It just lets you spread your wings. Reviewed on: 1st February 2024

Best bank I have ever used

Monzo is a fantastic bank as it helps me to keep on top of my finances and see months or years at a glance. Reviewed on: 1st February 2024

Moved to the UK, just what I needed

Moved to the UK, just what I needed Reviewed on: 1st February 2024

Just love it - cash flow problems are a thing of the...

Just love it - cash flow problems are a thing of the past. Reviewed on: 1st February 2024

The best bank I’ve ever used.

Monzo has been so easy to use, and navigate with the app. All customer advisors are prompt to deal with any querie, and usually what I need help with is on the F&Qs page. The get paid early feature is so helpful and Monzo flex is fantastic too. Reviewed on: 1st February 2024

Monzo is great.

Monzo is great. Good for travelling, saving, and every day use. Monzo flex is also a really good money management tool Reviewed on: 1st February 2024

Flexible monthly payment s per item!

I recently applied for the flex card which has helped me manage my monthly spending and clearly see what my monthly payments are paying off. The ability to spread the cost across a few months has be useful and the ability to see what each pound is paying for is useful to know. Reviewed on: 1st February 2024

I'm really happy with Monzo.

I'm really happy with Monzo. Theu do all my banking, loans and credit cards, o couldn't without them Reviewed on: 1st February 2024

Monzo has changed the way I manage my money - can’t...

Monzo has changed the way I manage my money - can’t remember life before! It’s helped me save and achieve goals. Reviewed on: 1st February 2024

Had issues with all previous banks but Monzo are tru...

Had issues with all previous banks but Monzo are truly remarkable and brilliant at everything they do and the provide superb offers and deals on money pots Reviewed on: 1st February 2024

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