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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3189 reviews)

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4.90

Based on 3,189 reviews, last reviewed 3rd Sep 2026

87% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Very flexible and zero interest and very easy to sho... Very flexible and zero interest and very easy to shopping online and store Reviewed on: 3rd September 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3189)

Good experience

Monzo is generally easy to use, accessible, and had a good app UI that is simple to navigate. Most importantly, Monzo is incredibly simple and easy to use while abroad which has saved me a lot of money. All of this makes for an overall pleasant experience and I would recommend Monzo to most people as a tool for helping to get on top of holiday spending/budgeting. Reviewed on: 4th February 2024

Best of the best!

Very nice bank! If more positive like! Reviewed on: 4th February 2024

Great daily use bank

Monzo is quick and easy to set-up and use. It provides flexibility to its customers and allows for easy banking. I think it's great for everyday banking and small savings. Reviewed on: 4th February 2024

Monzo saves my money, gives me interest every month...

Monzo saves my money, gives me interest every month and attends to every query that i have in a timely manner. I honestly love it Reviewed on: 4th February 2024

The best bank account I've ever had!

The best bank account I've ever had! I have been with monzo years now and I plan on staying with them. All your financial services you could possible need is in one place, so easy to understand how much I'm spending and what i spend the most on and very clear to use, the customer service is top notch too! Monzo Flex is an amazing addition to the Monzo app and has helped when I've needed it most! Reviewed on: 4th February 2024

They are amazing, makes banking so much easier.

They are amazing, makes banking so much easier. That’s all there is to it. Reviewed on: 4th February 2024

Just easy peazy

Easy to use… accessible for most if not all Reviewed on: 4th February 2024

Love Monzo!

Love Monzo, the best bank I’ve ever used. Reviewed on: 3rd February 2024

Ideal for people new to credit

Ideal for people new to credit and very simple to setup Reviewed on: 3rd February 2024

Hassel free to handle, given enough time to repay wi...

Hassel free to handle, given enough time to repay without interest. Reviewed on: 3rd February 2024

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