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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3124 reviews)

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4.97

Based on 3,124 reviews, last reviewed 8th Apr 2026

60700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Great, that you can choose your payment plan for all... Great, that you can choose your payment plan for all purchases. Means I can keep within my budget when paying back. Interest rate also good compared t... Read more Reviewed on: 8th April 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3124)

Have made Monzo my main bank (used to be Halifax) th...

Have made Monzo my main bank (used to be Halifax) the saving pots and investment pots are extremely easy to use. I like the trends feature as I can see where my money goes and keep track of it easily. The flex side is also amazing as it’s interest free if you choose to pay it back within 3 months. Great bank overall highly recommend Reviewed on: 1st February 2024

Monzo explains the nitty gritty.

Monzo explains the nitty gritty. Reviewed on: 1st February 2024

its very good, easy and convenient

its very good, easy and convenient Reviewed on: 1st February 2024

Excellent to deal with customer service is yeah good

Excellent to deal with customer service is yeah good Reviewed on: 1st February 2024

I love Monzo, I've been with them for 3 years, easy...

I love Monzo, I've been with them for 3 years, easy app to use and get paid early! Reviewed on: 1st February 2024

Absolutely love monzo customer service is fantastic...

Absolutely love monzo customer service is fantastic and it's never hard to get assistance at any time. Recommend them to all my family and friends as I trust them so much. The app is always perfect and no issues. Reviewed on: 1st February 2024

Monzo has helped so much

Monzo has helped me with my banking needs since I joined them . They have been amazing and kind and friendly and given me all the help I need. Reviewed on: 1st February 2024

Monzo is so easy to use and the credit card is a fre...

Monzo is so easy to use and the credit card is a fresh alternative for modern life. Reviewed on: 1st February 2024

All good, no complaints.

All good, no complaints. Round up pots are so good for saving little pennies! Reviewed on: 1st February 2024

Good company

Very good been using a while very flexible and worthy Reviewed on: 1st February 2024

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