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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Flex gives your freedom to decide.

The flexibility to pay for things on your card and then flex them retrospectively is amazing. It means you can move your money around and not have to worry right in the moment. Reviewed on: 3rd February 2024

Without a doubt the best bank to use.

The best bank I have ever had! I'll never have another account again, been with monzo years and I plan on staying with them. Everything you could possible need is in one place, so easy to understand and so clear to use, the customer service is top notch too! Flex is an amazing addition too and has massively helped me out when I've needed it most! Monzos the oneeeee! Reviewed on: 3rd February 2024

Very easy to use and interests is the best

Very easy to use and interests is the best Reviewed on: 3rd February 2024

Good investment stock

Good investment very happy in returns Reviewed on: 3rd February 2024

Monzo just works.

Monzo works. I'm able to do all I want to do with a bank on Monzo. Reviewed on: 3rd February 2024

Easily the best bank

Easy to use app. Tons of features. Easy access to all my money and savings. Best customer service I've seen with a bank, quick to respond and helpful. No messing around on the phone or on hold. Reviewed on: 3rd February 2024

I use Monzo Flex all the time.

I use Monzo Flex all the time. It's a very simple way to split payments up natively within the banking app. 3 months interest free is great and even extending to 6 months interest free over Christmas. Reviewed on: 3rd February 2024

Everything you need in one app

Monzo has by far the best banking app out there. Everything is well laid out and all the info is easy to understand and transparent. I especially love that I can have investments, savings, mortgage, etc all in one app. Reviewed on: 3rd February 2024

Best bank

Monzo is easy to use and the app has many functions combined . Reviewed on: 3rd February 2024

Excellent user friendly layout and services

Excellent user friendly layout and services Reviewed on: 3rd February 2024

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