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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Great experience.

Great experience.I recommended to anyone. Reviewed on: 3rd February 2024

Fantastic bank to use

Fantastic bank to use - has helped me manage my money Reviewed on: 3rd February 2024

Monzo is more friendly and most convenient bank

Monzo is more friendly and most convenient bank I have ever used, it's so simple and easy to understand and handy to use, it also had great benefits and gives many options to the customer it's a great bank with great customer service thank you Monzo Reviewed on: 3rd February 2024

Great in app experiences and pleasing to the eye, Mo...

Great in app experiences and pleasing to the eye, Monzo avoids using jargon and simple in its terms Reviewed on: 3rd February 2024

Monzo is practical efficient and playful.

Monzo is practical efficient and playful. I'm very happy. Reviewed on: 3rd February 2024

Flexibility and Credit Score

I love the flexibility it gives and allows me to improve my credit score Reviewed on: 2nd February 2024

Great bank and credit provider.

Great bank and credit provider. Simple to use, very clear fees and easy to pay of quicker if needed. Reviewed on: 2nd February 2024

Simple to use, transparent & so easy to manage.

Simple to use, transparent & so easy to manage. Reviewed on: 2nd February 2024

Best online bank

Fasttqstic online bank and make opening accounts very easy with any jargon! Reviewed on: 2nd February 2024

So easy to navigate the app, and everything is well...

So easy to navigate the app, and everything is well explained Reviewed on: 2nd February 2024

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