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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3121 reviews)

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4.97

Based on 3,121 reviews, last reviewed 8th Apr 2026

60400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Very flexible credit card Very flexible credit card and they have just allowed to pay friends from it too all be it there is a small fee Reviewed on: 8th April 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3121)

Just works perfect

Just works perfect, app very well done Reviewed on: 1st February 2024

BEST BANK

Monzo have been amazing when I’ve needed to contact them. Very clear Reviewed on: 1st February 2024

Excellent service all round everything works as it s...

Excellent service all round everything works as it should with great products on offer Reviewed on: 1st February 2024

Monzo is a fantastic bank all round, with loans and...

Monzo is a fantastic bank all round, with loans and credit cards it provides easily, and it’s digital-first approach. Reviewed on: 1st February 2024

Just so handy to have on the phone for all...

Just so handy to have on the phone for all banking Reviewed on: 1st February 2024

It remains a really excellent way to budget with Mon...

It remains a really excellent way to budget with Monzo bank. What I would say is that they used to do offers but that seems to have quietened but they do listen and they give you more functionality based on feedback which is great for the customer. They also don’t change things and make it worse for the customer which other banks seem to have a bad habit of doing, Reviewed on: 1st February 2024

Happy days

Very easy to use and I like that it is all on line Reviewed on: 1st February 2024

Nice banking app

Nice banking app, it is very easy to process the transaction Reviewed on: 1st February 2024

Excellent flexible credit service

Excellent flexible credit service Reviewed on: 1st February 2024

It has been great to use with how flexible the produ...

It has been great to use with how flexible the product is. It allows you to manage money much effectively with a brilliant app to help use the product to its full potential. Reviewed on: 1st February 2024

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