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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Best banking app EVER

I have never come across such a customer focus and user friendly service- in any sector. Let alone the banking sector which is infamous for lengthy paperwork and tedious process. Monzo is fast, efficient and provides a delightful experience. They keep versioning their app, to ensure they provide the best experience. Reviewed on: 2nd February 2024

Monzo’s great.

Monzo’s great. Investing pot is amazing, flex is a great feature. New cash back options the apps amazing. It’s overall a great bank. Reviewed on: 2nd February 2024

Amazing, easy to use and provides full control over...

Amazing, easy to use and provides full control over finances with ease Reviewed on: 2nd February 2024

Monzo - simple and effective banking

I have never had any issues with Monzo I’ve found using the flex extremely useful and easy Reviewed on: 2nd February 2024

Amazing Bank - customer service is the best

Amazing Bank - customer service is the best Reviewed on: 2nd February 2024

Love monzo flex

Best credit facilities i’ve used - easy to keep on track and easy to manage in the app. Wish there were more default options though (3 month interest free default for example). Easy to pay back early too. Reviewed on: 2nd February 2024

Top class flex

Overall all the flex features and how they work are amazing, very clear and simple. Reviewed on: 2nd February 2024

Easy and intuitive, the flexibility makes the differ...

Easy and intuitive, the flexibility makes the difference. Reviewed on: 2nd February 2024

When am on holiday i can used my Monzo card and it...

When am on holiday i can used my Monzo card and it cost lest than any other bank Reviewed on: 2nd February 2024

Very user friendly.

Very user friendly. Could add more features in terms of providing various savings accounts Reviewed on: 2nd February 2024

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