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Monzo: Flex Purchase credit card reviews

4.97
Based on 3,121 reviews, last reviewed 8th Apr 2026
60400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
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0%
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0%
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0%

Latest highest rating:

5

Very flexible credit card Very flexible credit card and they have just allowed to pay friends from it too all be it there is a small fee Reviewed on: 8th April 2026
NavJav's avatar
NavJav

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025
JN's avatar
JN

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3121)

Satisfied with their performance and services

5
Satisfied with their performance and services Reviewed on: 1st February 2024

Monzo Shmonzo

5
All good Monzo Thanks very much take care thanks bye Reviewed on: 1st February 2024

Its super easy to use, the UI is lovely, they're oft...

4
Its super easy to use, the UI is lovely, they're often adding useful features. The plus and premium do provide good value at an okay price. Reviewed on: 1st February 2024

Monzo flex is really handy

5
Monzo flex is really handy to have Reviewed on: 1st February 2024

So easy it’s ridiculous.

5
So easy it’s ridiculous. Putting all competitors to shame. Reviewed on: 1st February 2024

Good service

5
Good service easy app intuitive great place to see all my accounts Reviewed on: 1st February 2024

Smooth transitions and Customer support

5
Smooth transitions and Customer support Reviewed on: 1st February 2024

Best bank ever, great money saving amazing features

5
Best bank ever, great money saving amazing features Reviewed on: 1st February 2024

Easy and simple to bank with.

5
Easy and simple to bank with. Helps with my poor financial management Reviewed on: 1st February 2024

Overall excellent experience with Monzo really like...

5
Overall excellent experience with Monzo really like saying my daily interest on savings Reviewed on: 1st February 2024

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