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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3121 reviews)

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4.97

Based on 3,121 reviews, last reviewed 8th Apr 2026

60400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Very flexible credit card Very flexible credit card and they have just allowed to pay friends from it too all be it there is a small fee Reviewed on: 8th April 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3121)

Amazing service

Monzo Flex is a great option to spread expenses over 3 months without interest. This helps a lot when the budget is tight, as it offers flexibility. Reviewed on: 1st February 2024

What a difference from other credit cards!

Really easy to use. As it the name, it's super flexible and makes managing purchases much easier! Much better than past experiences with our credit card providers. Integrates nicely into the app and I love the way you can choose which plan to use and upto 3 months with zero interest is great. Even then it is very clear how much interest there is if you choose a longer plan. The only criticism I have is if you pay additional towards the balance, it would be way better that all the monthly payments were then adjusted instead of the last payment. Reviewed on: 1st February 2024

Amazing excelent bankAlways take care of my money

Amazing excelent bankAlways take care of my money Reviewed on: 1st February 2024

Simple banking app

I've had no issues with their services. Any add-on services I've setup has been simple and easy to do! Reviewed on: 1st February 2024

Good banking and app is easy to use

Good banking and app is easy to use Reviewed on: 1st February 2024

Just a simple effective banking experience providing...

Just a simple effective banking experience providing everything I need and more. Reviewed on: 1st February 2024

Better than any other bank

Monzo is great, app is simple and fast, fast payments and transfer, customer service is really fast at responding. Better than any other bank. Reviewed on: 1st February 2024

Fantastic bank

Responsive customer support team. Intuitive, accessible mobile banking app. Really easy to set up and modify Monzo flex payments. Saving pots and roundups have helped me organise my funds and boost savings. Reviewed on: 1st February 2024

I cannot fault Monzo.

I cannot fault Monzo. They are always ready to help in every situation. Reviewed on: 1st February 2024

Been with Monzo for a few years now, I am completely...

Been with Monzo for a few years now, I am completely satisfied with their services. Reviewed on: 1st February 2024

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