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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Best bank ever!

I’ve been using Monzo for a long time now and have had 0 issues or faults or anything of the sort. It has/does everything a normal person would need for banking, all from your phone. Would highly recommend to friends and family. Reviewed on: 5th March 2023

11/10

Amazing banking app. Being paid a day early is the best part, everything’s quick and easy to use, absolutely amazing service! Thank you monzo! Reviewed on: 5th March 2023

Great and easy to use

Best thing about monzo, they offer lots of great services Reviewed on: 4th March 2023

So useful!

It’s great being able to flex purchases Reviewed on: 4th March 2023

Monzos best review?

Makes your financial side of life increasingly simple, and when you have that unexpected turn you can use monzo flex to get back on the worry free road. Reviewed on: 4th March 2023

Fool proof, accessible, modern

I absolutely love this new world of banking that monzo introduced me to, it’s practical, quick and easy to use and the support team is always easy to reach and available to help. It made my life so much easier! Reviewed on: 4th March 2023

Complete life saver

The freedom that Monzo Flex allows me to split payments means I can plan for things I need and not pay interest on purchases. I don't need to use 3rd party services as it's offered by my own bank. I would be lost without it now! Reviewed on: 4th March 2023

Great

It’s really really useful and well worked out. Reviewed on: 4th March 2023

Saved my Life

I was in a horrible place and if it wasnt for being accepted for flex I probably wouldnt be where i am now, manged to pay off my arrears etc now im living comfortably Reviewed on: 4th March 2023

Super Monzo

I have been using Monzo for a long time, very convenient. I like. Thank you Reviewed on: 4th March 2023

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