Write a review

Go to business site

Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

View other Monzo products

4.97

Based on 3,174 reviews, last reviewed 13th May 2026

56% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

Read all reviews Write a review

About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Flex Purchase credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Flex Purchase credit card reviews (3174)

Easy to handle

It is simple to use and useful . I have used many times and it was really helpful Reviewed on: 4th March 2023

Asset Management for the win

The fact I can now split my payments over three months at 0% interest is a life changer. And then if I decide after I get paid just to pay it off regardless with no fees. I have reduced the credit limit on other cards and increased Monzo flex for this exact reason Reviewed on: 4th March 2023

Great and innovative bank

Helpful, great at anticipating your needs and a lot of innovative features that make a world of impact and different. Reviewed on: 4th March 2023

Easy to use

Excellent service easy to use and very transparent on where you spend your money and save. Reviewed on: 4th March 2023

Outstanding

There’s nothing bad to say there always there quick decision no fuss I’ve been with bay west for forty years. So easy to deal with I will be doing full change ove. Thanks Monzo Reviewed on: 4th March 2023

It just does what it needs to do

Monzo flex is just great as it isn’t fussy or complicated to do, it’s just very clear, easy to understand and I’ve never had any problems Reviewed on: 4th March 2023

Monzo Flex super helpful

Flex is super helpful right now when times are a bit harder, it can just stop you getting into more of a hole. Reviewed on: 4th March 2023

Monzo is good

Love Monzo, use it for all my finances. I use Monzo premium, and flex. And both are absolutely great, travel insurance, mobile insurance, airport lounges. And all the cool pot options. Well worth, gave up on high street banks, monzo is all I need Reviewed on: 4th March 2023

Lovely customer services

Great bank helpful. Would highly suggest to friends Reviewed on: 4th March 2023

Stress free

Uncomplicated, clear, user friendly. You have complete control over your finances. Reviewed on: 4th March 2023

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Opus Credit Card
from NewDay 5.00 from 3 reviews
Credit card
from 118 118 Money 4.85 from 5634 reviews
Hilton Honors Credit Card
from Barclaycard 4.17 from 11 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Investments
from Monzo 4.94 from 1131 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub