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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

57% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

Very helpful

I cannot believe a bank is so helpful and flexible with its customers, it has been such a relief and so helpful. Reviewed on: 3rd March 2023

Fantastic bank

Monzo is a wonderful bank, full of innovation. It is banking made easy, the flex feature is a amazing and helps me to budget larger purchases. Reviewed on: 3rd March 2023

Flex

I can’t get enough of Monzo they are excellent. The flex is brilliant little gem of 3 months interest free Reviewed on: 3rd March 2023

Great bank

Easy to use and easy to speak to someone if you need! Reviewed on: 3rd March 2023

Couldn't live without it

Flex has been saving my bacon for a couple of years now - its one thing that it works, its another that its so simple to use and manage. Its why i'd choose monzo over anything else! Reviewed on: 3rd March 2023

Outstanding

Best bank I've ever used, customer service 2nd to none Reviewed on: 3rd March 2023

Amazing Bank

Love how simple monzo operate! No hidden charges or gimmics! Reviewed on: 3rd March 2023

Best Bank

Been with Monzo for a number of years now and have had ZERO complaints so far. Flex is a great offering and means I don't need a separate credit card. Reviewed on: 3rd March 2023

Very easy to use

I love how easy to use Flex is, and the no interest option. They’re my first go to for bigger purchases Reviewed on: 3rd March 2023

Super Duper positive experience.Very quick in action.

I am more than satisfied with my Monzo,and it is really very very fast,I transfer money internationally in less than 10 seconds, very much user friendly.I am Fan of Flex associated with Monzo Reviewed on: 3rd March 2023

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